Bihar Gramin Bank Tendua IFSC Code

In Tendua, a vibrant area within the Siwan district of Bihar, carrying out financial transactions often involves digital transfers. When you send money using methods like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), or IMPS (Immediate Payment Service), a crucial detail you need is the IFSC code. This unique code ensures your money goes to the correct bank and branch, making your transactions smooth and secure.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Tendua
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100668
Branch Address	Tendua, SIWAN, 841235, 7983849893
Contact Number	7983849893
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841235
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed from the merger of two important regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger brought all branches under a single, unified structure. Now, all branches of Bihar Gramin Bank use IFSC codes that begin with PUNB0. This prefix signifies that Punjab National Bank is the sponsor bank for Bihar Gramin Bank.

Specifically, for all transactions involving Bihar Gramin Bank, including the Tendua branch, you must use the new unified IFSC code: PUNB0MBGB06. It’s very important to note that any old IFSC codes previously used for UBGB or DBGB branches are no longer valid. Using an old code will cause your transaction to fail. Always use the current, valid IFSC code for secure and successful fund transfers.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code. This code uniquely identifies every bank branch participating in online fund transfers within India. Think of it like a digital address for a specific bank branch.

The structure of the IFSC code is straightforward:

• The first four characters represent the bank name. For Bihar Gramin Bank, this is PUNB, indicating Punjab National Bank as the sponsor.
• The fifth character is always a zero (0). This character is kept for future use.
• The last six characters identify the specific branch. For the Tendua branch, these are MBGB06.

How to Use the IFSC Code for Transfers

Using the IFSC code is a key part of sending money electronically. Here’s a general guide on how you would use it for NEFT, RTGS, or IMPS transactions:

1. Log in to your banking app or website: Access your net banking portal or mobile banking application.
2. Select the transfer type: Choose the option for fund transfer, then select NEFT, RTGS, or IMPS.
3. Add a new beneficiary (recipient): If you’re sending money to someone for the first time, you’ll need to add them as a beneficiary.
4. Enter beneficiary details: You will typically need to provide the following information:
   • Beneficiary’s Account Number (re-enter to confirm)
   • Beneficiary’s Name
   • Beneficiary’s Bank Name (e.g., Bihar Gramin Bank)
   • Beneficiary’s Branch Name (e.g., Tendua)
   • Beneficiary’s IFSC Code (PUNB0MBGB06)
5. Confirm and proceed: After adding the beneficiary, you can select them from your list, enter the amount you wish to transfer, and confirm the transaction.

The IFSC code ensures that your funds are routed correctly to the recipient’s bank and specific branch.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch, or for the branch of someone you need to pay, offers several advantages:

• Accurate Fund Transfers: It ensures that your money reaches the correct bank and branch without errors.
• Faster Transactions: Correct IFSC codes help systems process NEFT, RTGS, and IMPS transfers quickly.
• Avoid Transaction Failures: Using the right code prevents transfers from being rejected due to incorrect beneficiary bank details.
• Enhanced Security: It adds a layer of security by making sure funds are directed to a verified bank branch.
• Convenience: It simplifies the process of setting up new beneficiaries for online banking.

Contact Information

For specific inquiries or assistance related to the Bihar Gramin Bank Tendua branch, you can use the following details:

• Branch Phone Number: 7983849893
• Branch Address: Tendua, SIWAN, 841235
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Q1: Is PUNB0MBGB06 valid for all types of online transfers?
A1: Yes, PUNB0MBGB06 is the correct and valid IFSC code for all online fund transfers like NEFT, RTGS, and IMPS to the Bihar Gramin Bank, Tendua branch.

Q2: What happens if I use an old IFSC code from before the merger?
A2: If you use an old IFSC code that belonged to Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank before the merger, your transaction will likely fail. The system will not recognize the old code as valid for Bihar Gramin Bank.

Q3: Why does the IFSC code start with “PUNB” instead of “BGB”?
A3: The “PUNB” prefix indicates that Punjab National Bank is the sponsor bank for Bihar Gramin Bank. Regional Rural Banks (RRBs) like Bihar Gramin Bank operate under the sponsorship of a larger commercial bank, which is reflected in their IFSC codes.

Q4: How can I confirm the IFSC code for another Bihar Gramin Bank branch?
A4: You can confirm IFSC codes by visiting the official website of Bihar Gramin Bank or Punjab National Bank. You can also check your bank’s passbook or contact your specific branch directly.

Q5: Is the MICR code also important for online transfers?
A5: The MICR (Magnetic Ink Character Recognition) code is primarily used for processing physical cheques. While it identifies the bank and branch, it is generally not required for NEFT, RTGS, or IMPS online fund transfers. The IFSC code is the essential identifier for digital transactions.