The Bihar Gramin Bank branch at Kumarsar is located in Munger (Monghyr) district of Bihar, PIN 813221. This IFSC code is essential for any electronic fund transfer to or from this branch. When you use NEFT, RTGS or IMPS, the IFSC ensures the payment is routed to the correct bank and branch. Entering the right IFSC reduces failed transfers and delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Kumarsar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3240 |
| Branch Address | Kumarsar, Munger (Monghyr), 813221, 7061383149 |
| Contact Number | 7061383149 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 813221 |
| State | Bihar |
Merger Update
This branch uses the IFSC PUNB0MBGB06 under Punjab National Bank (PUNB). Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate using the single IFSC code PUNB0MBGB06. The old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer to this branch, use only the new IFSC PUNB0MBGB06. Transactions attempted using old codes will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments in India. The structure is:
- First 4 characters — bank identifier (e.g., PUNB for Punjab National Bank).
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (unique to the branch, here MBGB06).
Example: PUNB0MBGB06 = PUNB (bank) + 0 (reserved) + MBGB06 (branch code for Kumarsar).
How to Use IFSC Code
Follow these steps when making a transfer via NEFT, RTGS or IMPS:
- Open your bank’s netbanking portal, mobile app, or visit a branch.
- Choose the transfer type: NEFT, RTGS (for large value), or IMPS (instant).
- Add a new beneficiary. Enter the beneficiary name exactly as in the account records.
- Enter the beneficiary account number.
- Enter the IFSC: PUNB0MBGB06. Verify the bank and branch name shown by your system.
- Confirm the details and authorize the payment (OTP / transaction password / approval method your bank uses).
- Save the beneficiary for future transfers once the bank verifies the entry.
Note: Always double-check the IFSC and account number before confirming. A wrong IFSC or account number can delay refunds.
Benefits of Knowing the IFSC
- Ensures correct routing of NEFT, RTGS and IMPS payments.
- Reduces failed transfers and the need for manual corrections.
- Required to add beneficiaries in online banking and mobile apps.
- Helps identify the exact branch for inward remittances and reconciliation.
- Faster processing for high-value and time-sensitive payments.
Contact
Branch phone no: 7061383149
Branch Address: Kumarsar, Munger (Monghyr), 813221
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any other IFSC for transfers to this Kumarsar branch?
A: No. Use only PUNB0MBGB06. Old UBGB or DBGB IFSCs have been revoked after the merger. Transfers using revoked codes will fail.
Q: Where can I find the IFSC on a cheque?
A: The IFSC is usually printed on the cheque leaf near the top right or bottom. It is also available on account statements and passbooks.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing.
Q: Which method should I use — NEFT, RTGS or IMPS?
A: Use IMPS for instant transfers and small to medium amounts at any time. Use RTGS for large-value transfers that require real-time settlement. NEFT is suitable for routine transfers; it is now available 24×7 but may be processed in batches depending on the bank’s system.
Q: What should I do if a transfer to PUNB0MBGB06 is not credited?
A: First check the transaction status in your bank statement or app. If debited but not credited, contact your bank with the transaction reference, timestamp, amount and beneficiary details. You can also contact the Kumarsar branch at 7061383149 or the head office/toll-free number for escalation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.