The Bihar Gramin Bank Purabsarai branch is located in Purabsarai, Munger (Monghyr), Bihar, PIN 811201. This IFSC code is used to route electronic fund transfers—NEFT, RTGS and IMPS—accurately to this specific branch. Entering the correct IFSC ensures funds reach the intended account without delay or return.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Purabsarai |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3225 |
| Branch Address | Purabsarai, Munger (Monghyr), 811201, 8102918731 |
| Contact Number | 8102918731 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811201 |
| State | Bihar |
Merger Update
Bihar Gramin Bank operations have been affected by consolidation in the regional gramin bank network. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB) supervisory structure. After the merger, a single IFSC code is used for the merged entity: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction you must use the new IFSC PUNB0MBGB06. Transactions with the old IFSC codes will not be processed.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems.
- First 4 characters = bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character = reserved and is always 0 (zero).
- Last 6 characters = branch code (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
This structure helps payment systems route the message to the correct bank and branch.
How to Use IFSC Code
Follow these steps when sending money by NEFT, RTGS or IMPS:
- Get the beneficiary’s exact IFSC. For Purabsarai use PUNB0MBGB06.
- Open your bank’s online portal or mobile app, or visit a bank branch.
- Choose transfer type: IMPS (instant, 24×7), NEFT (retail transfers, now 24×7), or RTGS (for large-value transfers; often has a minimum amount, commonly ₹2 lakh, check your bank).
- Enter beneficiary name, account number, IFSC and amount. Add a remark if needed.
- Verify the IFSC visually. Most apps show the branch name after you enter IFSC—confirm it reads “Purabsarai” or “Munger.”
- Confirm and authenticate using OTP or your banking credentials.
- Save transaction details or UTR for future reference. For failed or returned transactions, the UTR helps track the transfer.
Notes: IMPS is immediate and available 24×7. NEFT is now 24×7 but settlement timings can vary by bank and channel. RTGS availability is also extended; confirm limits and timings with your bank.
Benefits
- Ensures funds are routed to the correct bank and branch.
- Reduces errors and failed transfers due to wrong branch routing.
- Required field for online NEFT, RTGS and IMPS transfers.
- Helps banks and clearing systems identify the destination branch quickly.
- Useful for verifying beneficiary details before confirming a transfer.
Contact
Branch Phone No: 8102918731
Branch Address: Purabsarai, Munger (Monghyr), 811201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger and re-mapping under Punjab National Bank, PUNB0MBGB06 is the valid IFSC for transactions to Purabsarai (Munger). Any older UBGB or DBGB IFSC codes are revoked.
Q: What is the MICR code used for?
A: MICR (Magnetic Ink Character Recognition) code, here 800811002, is used for processing physical cheques and high-speed clearing. It helps automated cheque sorting but is not mandatory for online NEFT/RTGS/IMPS transfers.
Q: What should I do if my transfer shows an invalid IFSC error?
A: Re-check the IFSC characters—common mistakes are O (letter) vs 0 (zero) and confusing similar characters. Confirm the IFSC with the beneficiary. If you still see an error, contact your bank with the IFSC and branch details.
Q: Can I transfer money using just the branch code or MICR?
A: No. Online systems require the full 11-character IFSC to route payments. MICR and branch code are supplementary and not a substitute for IFSC in electronic transfers.
Q: Are there limits for NEFT, RTGS and IMPS?
A: Limits vary by bank and account type. IMPS is meant for instant low-to-medium value transfers and has per-transaction limits set by the bank. RTGS is for large-value transfers (banks commonly set a lower limit like ₹2 lakh). NEFT has no mandated minimum or maximum but may be subject to bank-defined limits. Check with your bank for exact limits on your account.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.