The Bihar Gramin Bank Sandalpur branch is located in Sandalpur, Munger (Monghyr), Bihar — PIN 811201. For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC code identifies the exact bank and branch. Using the correct IFSC ensures your payment is routed to the right branch quickly and reduces the risk of failed or delayed transfers.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sandalpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3231 |
| Branch Address | Sandalpur, Munger (Monghyr), 811201, 8102926353 |
| Contact Number | 8102926353 |
| City | Munger (Monghyr) |
| District | Munger (Monghyr) |
| Reason | BHAGALPUR |
| Pincode | 811201 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank for electronic clearing. As part of this consolidation, the branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS. Always use PUNB0MBGB06 for transactions to this branch.
What is IFSC Code?
The *IFSC* (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic transfers.
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier (example: MBGB06 in PUNB0MBGB06). This maps to the specific branch or service point.
So for PUNB0MBGB06: “PUNB” = Punjab National Bank, “0” = reserved, “MBGB06” = the Sandalpur branch mapping under the merged bank roster.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking or mobile app and go to “Fund Transfer” or “Add Beneficiary.”
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06. Double-check spelling and digits.
- Select transfer type:
- NEFT: For regular transfers of any amount; settles in batches throughout the day.
- RTGS: For high-value, typically for amounts ≥ ₹2,00,000 (bank rules apply).
- IMPS: Immediate payment service for instant transfers, typically up to ₹2,00,000 (bank caps may vary).
- Enter amount and purpose. Verify IFSC and account number again before confirming.
- Authorize using OTP or transaction PIN. Save the transaction reference number for tracking.
- If the transfer fails or is delayed, contact your bank with the reference number and beneficiary details so they can trace and, if needed, reverse the transaction.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch quickly.
- Reduces failed transfers and delays caused by incorrect routing.
- Required to add beneficiaries for NEFT/RTGS/IMPS and many online payments.
- Helps banks trace and resolve transaction issues using a unique identifier.
- Useful for online bill payments, salaries, vendor payouts and inward remittances.
Contact
Branch phone no: 8102926353
Branch Address: Sandalpur, Munger (Monghyr), 811201
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Where else can I verify the IFSC for this branch?
A: Verify on the branch cheque leaf, bank passbook, bank’s official communication, or by calling the branch at 8102926353. After the UBGB/DBGB merger, confirm that you use PUNB0MBGB06.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC routes to a different branch and the account number does not exist there, the transfer will usually fail and funds will be reversed. If the account number exists under that IFSC, the funds may get credited incorrectly. Always verify both IFSC and account number before confirming.
Q: The old UBGB IFSC I have is different. Can I still use it?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all NEFT/RTGS/IMPS transfers to this branch.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT settles in half-hourly/batch cycles during working hours (timings depend on the bank). RTGS is generally real-time for high-value transactions and may be available during bank clearing hours. Always check cut-off times with your bank.
Q: What information should I keep when a transfer fails or is delayed?
A: Keep the transaction reference number, date/time, amount, beneficiary name, account number and IFSC. Provide these to your bank (branch phone: 8102926353 or toll-free 18001807777) so they can trace and resolve the issue.
Note: Bank rules, transfer limits and cut-off times can change. For transaction-specific limits or fees, confirm with the branch or head office before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.