Bihar Gramin Bank Jaffarpur IFSC Code

Bihar Gramin Bank, Jaffarpur branch is located in Jaffarpur village, Muzaffarpur district, Bihar (PIN 843122). Knowing the correct IFSC code for this branch is essential for electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC ensures your money goes to the exact bank and branch. Entering a wrong IFSC can delay or mis-route payments, so confirm it before initiating a transfer.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. All branches that previously used UBGB or DBGB IFSCs now operate under the single IFSC PUNB0MBGB06 mapped to Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions, use only the new IFSC PUNB0MBGB06. Attempts to use revoked IFSCs will fail or be rejected by the payment system.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payments.

• First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
• 5th character – is always 0 (reserved for future use).
• Last 6 characters – identify the specific branch. Example: in PUNB0MBGB06 the last six MBGB06 map to the branch identifier used by the bank.

Note: The numeric Branch Code (here 100019) is an internal bank identifier. It may not match the IFSC’s last six characters but serves for bank operations and record keeping.

How to Use IFSC Code

• Open your bank’s netbanking, mobile banking app or visit the branch/ATM that supports fund transfers.
• Select the transfer type: NEFT, RTGS (for large value, if applicable) or IMPS (instant transfers).
• Choose “Add Beneficiary” (if required). Enter beneficiary name, account number and the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Jaffarpur.
• Verify beneficiary details carefully. Confirm the account number and IFSC match the beneficiary’s bank details.
• Authorize the transaction using OTP, token or UPI PIN as your bank requires.
• Save the transaction reference number and check beneficiary account credit status after the expected time window.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank and branch for NEFT, RTGS and IMPS.
• Speeds up payment setup—most digital forms require IFSC to add beneficiaries.
• Reduces errors that cause failed or delayed transfers.
• Helps reconcile payments: you can match IFSC + branch details in bank statements.
• Required for receiving electronic payments (salaries, vendor payments, government receipts).

Contact

Branch Phone No: 9297947112

Branch Address: Jaffarpur, MUZAFFARPUR, 843122

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: How do I confirm the IFSC before making a transfer?

  A: Confirm it from the beneficiary’s cheque leaf, passbook, bank statement or by calling the branch at 9297947112. Use PUNB0MBGB06 for Bihar Gramin Bank Jaffarpur.

• Q: What if I use a wrong IFSC but the account number is correct?

  A: Payment systems first identify the bank/branch by IFSC. If IFSC points to a different branch with a valid account number, funds may go to that branch and account if account number exists there. Contact your bank immediately to trace or recall the transfer. Prompt action improves chances of recovery.

• Q: What is the difference between MICR and IFSC?

  A: IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (here 800811002) is a 9-digit code used for cheque clearing by the clearing house. Both identify branch, but for different processes.

• Q: Are NEFT, RTGS and IMPS available 24×7?

  A: IMPS is real-time and available 24×7. NEFT and RTGS have been enabled round-the-clock in recent years by the payment network; however, actual availability and cut-offs (for batch vs real-time processing) can vary by bank. Always check with your bank if timing is critical.

• Q: The branch used to have a UBGB/DBGB IFSC. What changed?

  A: UBGB and DBGB merged under Punjab National Bank. Old UBGB/DBGB IFSC codes are revoked. Use the new IFSC PUNB0MBGB06 for all transactions; old codes will not work.

• Q: How long does a successful NEFT/RTGS/IMPS transfer take?

  A: IMPS is immediate. RTGS typically posts within minutes for high-value transfers. NEFT now offers near-instant settlement in most cases, but allow a short processing window. If a transfer is delayed beyond expected time, contact your bank with the transaction reference.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.