Bihar Gramin Bank Jajuar IFSC Code

Bihar Gramin Bank, Jajuar branch is located in Jajuar village in Muzaffarpur district of Bihar (Pincode 842004). This IFSC code page explains the branch details and how to use its IFSC for electronic fund transfers. The IFSC (Indian Financial System Code) is required for NEFT, RTGS and IMPS transfers. Entering the correct IFSC ensures the payment is routed to the right bank and branch and reduces delays, reversals and reconciliation problems.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Jajuar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100074
Branch Address	Jajuar, MUZAFFARPUR, 842004, 9297947104
Contact Number	9297947104
City	MUZAFFARPUR
District	MUZAFFARPUR
Reason	MUZAFFARPUR
Pincode	842004
State	Bihar

Merger Update

This branch falls under the network that included Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both banks have been merged under the sponsor bank, Punjab National Bank. All legacy UBGB and DBGB IFSC codes have been revoked. Use the single, current IFSC code PUNB0MBGB06 for electronic transfers. Old UBGB/DBGB IFSCs are no longer valid and transactions routed to those codes will fail.

What is IFSC Code?

The IFSC is an 11-character code used to identify bank branches in electronic payments. The structure is:

• First 4 characters — bank code (alphabetic). Example: PUNB = Punjab National Bank.
• Fifth character — reserved, always 0.
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

Note: The bank’s internal numeric branch code (for example 100074) is separate from the last six characters of the IFSC, which can be alphanumeric.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Log in to your bank’s netbanking or mobile app, or go to the branch if you prefer offline transfer.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is real-time and available 24×7; NEFT/RTGS availability depends on your bank’s schedule and service offerings.)
• Add a beneficiary/payee. Enter the full beneficiary name exactly as on their account, the account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank Jajuar.
• Verify the beneficiary details. The bank often shows the branch name after you enter the IFSC—confirm it reads “Jajuar / MUZAFFARPUR” or similar.
• Initiate the transfer. For large-value immediate needs, choose RTGS (subject to bank limits and rules). For instant smaller transfers, choose IMPS. NEFT is suitable for routine transfers where immediate credit is not required.
• Keep reference/transaction ID. Use it to track or to provide proof if an issue arises.

Always confirm limits, cut-off times and charges with your home bank before initiating high-value transfers.

Benefits of Knowing the IFSC

• Ensures payments go to the correct bank branch. One wrong character can delay or misroute funds.
• Required field for NEFT, RTGS and IMPS transfers and many payment portals.
• Speeds up beneficiary setup—bank systems auto-validate branch details from IFSC.
• Helps companies and accountants reconcile incoming payments using verified branch codes.
• Makes remote or online payments possible without visiting the branch.

Contact

Branch phone no: 9297947104

Branch Address: Jajuar, MUZAFFARPUR, 842004

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06 for all electronic transfers.

Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC maps to a different valid branch, funds may be credited to that account if the account number matches. If IFSC and account number do not match, the transaction may fail or be returned, causing delays. Inform your bank immediately with the transaction ID to start recovery.

Q: Is the last six characters of the IFSC the same as the branch code 100074?
A: Not necessarily. The IFSC’s last six characters (for example MBGB06) are the branch identifier used for electronic routing. The bank may also use a separate numeric branch code (here 100074) internally. Both identify the same branch but are different codes used for different systems.

Q: Which transfer mode should I choose—NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers available 24×7. Use RTGS for high-value immediate transfers when your bank supports it. NEFT is reliable for routine transfers. Check your bank’s limits, charges and timing before choosing.

Q: How long does a failed transfer take to be reversed?
A: Reversal times vary. If a transfer fails the funds are usually returned to the remitter’s account within a few hours to a few business days depending on the reason and involved banks’ processes. Keep transaction IDs and contact your bank for a specific timeline.