Bihar Gramin Bank Manian IFSC Code

Bihar Gramin Bank Manian branch is located in Manian, Muzaffarpur district, Bihar (PIN 843152). This IFSC code is needed when you send or receive money to this branch through NEFT, RTGS or IMPS. The IFSC ensures electronic payments route to the correct bank and branch. Use the exact IFSC and account number to avoid failed or delayed transfers.

Branch Details

Merger Update

This IFSC (PUNB0MBGB06) reflects the consolidation under Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their operations were integrated under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For electronic transfers, only the new IFSC code PUNB0MBGB06 should be used for this branch. Using an old or revoked IFSC can cause failed transfers and delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches for electronic fund transfers. The structure is:

• First 4 characters = bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character = usually 0 (reserved).
• Last 6 characters = branch identifier (letters or numbers). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch code.

How to Use IFSC Code

1. Open your bank’s netbanking portal or mobile app or visit the branch for a fund transfer.
2. Choose the transfer type: NEFT, RTGS or IMPS. IMPS is immediate and available 24×7. NEFT and RTGS are now generally available round-the-clock, but check your bank’s cut-off rules.
3. Add a beneficiary. Enter the beneficiary name, account number and the IFSC exactly as PUNB0MBGB06 for Bihar Gramin Bank Manian branch.
4. Verify details on screen. A single wrong character in IFSC can route funds incorrectly or cause failure.
5. Authorize the transaction with OTP, token or other security step required by your bank.
6. Note the transaction reference (UTR/transaction ID). This helps tracking if there’s an issue.

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank and branch.
• Saves time when adding beneficiaries for NEFT, RTGS or IMPS.
• Reduces failed transfers and related recovery work.
• Useful for verifying branch details before large or time-sensitive payments.
• Aids reconciliation of incoming payments for businesses and accounts teams.

Contact

Branch phone: 9297955373
Branch address: Manian, MUZAFFARPUR, 843152
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: What is the IFSC code for Bihar Gramin Bank Manian?
A: The IFSC code is PUNB0MBGB06.

Q: Can I use an old UBGB or DBGB IFSC to transfer money to this branch?
A: No. UBGB and DBGB codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06. Transfers with old codes may fail or be delayed.

Q: Where can I verify this IFSC before making a transfer?
A: Check the branch passbook, cheque leaf, bank branch counter, or the bank’s official customer service. Also confirm the IFSC shown when adding a beneficiary in your bank’s netbanking/mobile app.

Q: What happens if I enter the wrong IFSC but correct account number?
A: If IFSC does not match the account-bank mapping, the payment may fail or get returned. In some technical cases, it may route to an unintended branch if the mapping matches another account. Immediately contact your bank with the transaction UTR to begin recovery.

Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is instant and available 24×7. NEFT typically posts within minutes to a few hours; the network now supports near round-the-clock processing. RTGS settles in real time and is used for high-value transfers. Exact timing can depend on your bank’s processing windows; keep the UTR for tracking.

Q: What is the difference between IFSC and MICR?
A: IFSC identifies a bank branch for electronic payments. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing cheques and clearing physical instruments. For electronic transfers, IFSC is required; for cheque clearing, MICR is used.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.