Bihar Gramin Bank Sisouni IFSC Code

If you need to send or receive money to or from the Bihar Gramin Bank branch in Sisouni, Supaul, Bihar, understanding its Indian Financial System Code (IFSC) is crucial. This unique code acts like a digital address, ensuring your funds reach the correct bank and branch for transactions like National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Without the correct IFSC, your financial transfers cannot be processed accurately.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Sisouni
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108108
Branch Address	Sisouni, SUPAUL, 852202, 9297954281
Contact Number	9297954281
City	SUPAUL
District	SUPAUL
Region	SAHARSA
Pincode	852202
State	Bihar

Merger Update

Bihar Gramin Bank, like many Regional Rural Banks (RRBs) in the region, has been part of a consolidation process. For branches such as Sisouni, the current and valid IFSC code is PUNB0MBGB06. This code is issued under Punjab National Bank (PUNB), which is the sponsor bank for what is now known as Madhya Bihar Gramin Bank, into which Bihar Gramin Bank has effectively merged or been integrated for operational purposes. It’s important to understand that any older IFSC codes previously associated with Bihar Gramin Bank branches, including Sisouni, are now revoked and invalid for digital transactions. All NEFT, RTGS, and IMPS transfers must exclusively use the new, consolidated IFSC code: PUNB0MBGB06.

What is an IFSC Code?

An IFSC Code is an 11-character alphanumeric code used to identify bank branches participating in online fund transfers within India. Each character in the code serves a specific purpose:

• The first four characters represent the bank. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank.
• The fifth character is always a zero (0). This character is reserved for future use, possibly for internal bank operations or further identification.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” uniquely points to the Sisouni branch of the Madhya Bihar Gramin Bank.

This standardized structure helps ensure that money sent through online channels reaches the precise destination branch without errors.

How to Use an IFSC Code

Using an IFSC code is a straightforward process when you’re making online fund transfers. Here are the general steps for NEFT, RTGS, and IMPS transactions:

1. Log In: Access your bank’s net banking portal or mobile banking application.
2. Select Fund Transfer: Choose the option for “Fund Transfer” or “Send Money.”
3. Add Beneficiary: If you’re sending money to a new recipient, you’ll need to add them as a beneficiary. This usually involves providing:
   • Beneficiary’s Name
   • Beneficiary’s Account Number
   • Confirm Beneficiary’s Account Number
   • Beneficiary’s Bank Name (e.g., Madhya Bihar Gramin Bank)
   • Beneficiary’s IFSC Code (e.g., PUNB0MBGB06 for Sisouni branch)
4. Verify Details: Double-check all the entered information, especially the account number and IFSC code. A single digit or character error can lead to funds being transferred to the wrong account.
5. Enter Amount: Specify the amount of money you wish to transfer.
6. Choose Transfer Type: Select the type of transfer – NEFT, RTGS, or IMPS – depending on the amount and urgency. IMPS is for instant transfers, NEFT takes a few hours, and RTGS is for large, real-time transfers during banking hours.
7. Confirm Transaction: Review the final details and confirm the transaction, often using a One-Time Password (OTP) sent to your registered mobile number.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or for any branch you wish to send money to, offers several key benefits:

• Accurate Fund Transfers: Ensures your money is credited to the correct bank and branch account, minimizing the risk of errors.
• Faster Processing: Correct IFSC codes help banks process NEFT, RTGS, and IMPS transactions quickly and efficiently.
• Essential for Online Banking: It’s a mandatory piece of information for all digital fund transfer methods, making online banking possible.
• Prevents Transaction Failures: Incorrect IFSC codes will cause transactions to fail, leading to delays and potential frustration.
• Receiving Payments: If someone needs to send you money, they will require your bank’s IFSC code to initiate the transfer.

Contact Information

For any queries related to the Sisouni branch of Madhya Bihar Gramin Bank (formerly Bihar Gramin Bank) or its services, you can use the following contact details:

Branch Phone Number: 9297954281

Branch Address: Sisouni, SUPAUL, 852202

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-Free Number: 18001807777

Frequently Asked Questions

Q1: Can I use an old IFSC code for Bihar Gramin Bank Sisouni?
A1: No, old IFSC codes for Bihar Gramin Bank branches, including Sisouni, are no longer valid. You must use the new consolidated IFSC code, PUNB0MBGB06, for all digital transactions.

Q2: What is the full form of IFSC?
A2: IFSC stands for Indian Financial System Code. It’s a unique identifier for bank branches involved in online fund transfers.

Q3: Is the IFSC code same for all branches of Madhya Bihar Gramin Bank?
A3: No, each branch of Madhya Bihar Gramin Bank has a unique IFSC code. While the first four characters (e.g., PUNB) and the fifth character (0) might be common for a group of branches under the same sponsor bank, the last six characters are unique to each specific branch.

Q4: What should I do if my online transfer fails due to an incorrect IFSC code?
A4: If your transfer fails because of an incorrect IFSC code, the funds will typically be reversed to your account within a short period. You should re-initiate the transaction using the correct IFSC code, which for Sisouni branch is PUNB0MBGB06.

Q5: Can I find the IFSC code on my passbook or cheque book?
A5: Yes, the IFSC code is usually printed on your bank’s passbook and on the top portion of a cheque leaf in your cheque book. However, given the recent mergers, it’s always best to verify the latest code from official bank sources or reliable financial portals to ensure you have the updated code like PUNB0MBGB06 for Sisouni.