The Bihar Gramin Bank branch in Salha serves customers in Salha village and surrounding parts of Muzaffarpur district, Bihar (PIN 843119). For electronic fund transfers such as NEFT, RTGS and IMPS, the IFSC is the key code banks use to route payments to the correct bank and branch. Using the correct IFSC avoids delays, failed transfers and manual intervention.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Salha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100084 |
| Branch Address | Salha, MUZAFFARPUR, 843119, 9297955407 |
| Contact Number | 9297955407 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843119 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured under Punjab National Bank. All former UBGB/DBGB branches now use the single IFSC code PUNB0MBGB06 mapped to Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to accounts that were with UBGB or DBGB, use only the new IFSC PUNB0MBGB06. Using an old IFSC can cause the transfer to fail or require manual correction by the bank.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. Its structure is fixed:
- First 4 characters: Bank code (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character: Reserved and is always 0.
- Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
So PUNB0MBGB06 breaks down as: PUNB (bank) + 0 (reserved) + MBGB06 (Salha branch identifier mapped under PNB).
How to Use IFSC Code
- Open your bank’s net banking portal or mobile app (or visit your branch / ATM where electronic transfer is supported).
- Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS are suited for most day-to-day transfers; RTGS is used for larger or urgent payments.)
- Select “Add Beneficiary” or “New Payee”. Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Salha branch. Double-check for typos; IFSC is case-insensitive but must be exact.
- Confirm beneficiary details. Your bank may require OTP or authentication before activating the beneficiary (this can take a few minutes to a few hours depending on the bank’s security rules).
- Once beneficiary is active, initiate the transfer and select NEFT, RTGS or IMPS as required. Review details and authorize the transaction.
- Keep the transaction reference number for tracking. If payment fails, contact your bank with the reference and beneficiary details for resolution.
Benefits of Knowing the IFSC
- Makes electronic transfers accurate and fast. Banks route payments using IFSC.
- Avoids failed transfers and manual corrections that cause delays.
- Required to add a beneficiary for NEFT, RTGS and IMPS in most banks.
- Helps confirm branch identity when receiving instructions or verifying bank details on forms.
- Useful for reconciling payments and tracking where funds were routed.
Contact
Branch phone no: 9297955407
Branch Address: Salha, MUZAFFARPUR, 843119
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I still use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 for all electronic transfers to accounts that were under UBGB or DBGB.
Q: How do I verify that PUNB0MBGB06 is correct for Salha branch?
A: Check the branch details (bank name, branch, city, MICR) before adding the beneficiary. The table above gives the official branch address and MICR code. If unsure, confirm with the branch on phone (9297955407) before transferring large amounts.
Q: What happens if I enter a wrong IFSC but a correct account number?
A: If the IFSC points to a different branch, the transfer may still succeed if the account number exists in that branch, or it may fail. A mismatch increases the chance of errors. Always verify both account number and IFSC. Contact your bank immediately if you suspect a mistake.
Q: Which transfer method should I use—NEFT, RTGS or IMPS?
A: Use IMPS for instant, small-value transfers any time. NEFT suits normal interbank transfers and is widely used. RTGS is for urgent high-value transfers. Follow your bank’s guidance for limits and timings.
Q: How long does a transfer to this branch typically take?
A: IMPS is immediate. NEFT and RTGS typically complete within the same day; timing depends on the sending bank’s processing and any holds. If a transfer is delayed, provide the transaction reference to your bank for tracking.

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.