Pahsaul is a branch location in Muzaffarpur district of Bihar. It serves retail and rural customers for deposits, withdrawals, and inward/outward transfers. For sending or receiving money via NEFT, RTGS or IMPS you must use the correct IFSC. The IFSC uniquely routes electronic payments to this exact branch. Using a wrong code can delay or misroute funds, so confirming the Pahsaul IFSC before every transfer is important.
Bihar Gramin Bank Pahsaul IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Pahsaul |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100088 |
| Branch Address | Pahsaul, MUZAFFARPUR, 844118, 9297955785 |
| Contact Number | 9297955785 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 844118 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB) for core-banking consolidation. Both former UBGB and DBGB branches now operate under PNB systems and the single IFSC PUNB0MBGB06 for this Pahsaul branch. Old UBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. If you previously saved an UBGB/DBGB IFSC as a beneficiary, update it now to avoid failed or returned transfers.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is fixed:
- First 4 characters — bank code. Example: PUNB = Punjab National Bank.
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier. Example: MBGB06 identifies this Pahsaul/Punjab-National-merged branch.
So PUNB0MBGB06 breaks down as PUNB + 0 + MBGB06. IFSC codes are case-insensitive but must be exact when entered in payment forms.
How to Use IFSC Code (NEFT, RTGS, IMPS)
Follow these steps when sending money to Pahsaul (PUNB0MBGB06):
- Open your bank’s netbanking or mobile app, or visit the branch if you prefer.
- Go to the payments/transfer section and choose NEFT, RTGS or IMPS depending on need:
- Choose IMPS for instant small-value transfers (available 24×7, bank limits apply).
- Choose NEFT for routine transfers (now generally available round the clock).
- Choose RTGS for high value, time-sensitive transfers (used for large amounts; check your bank’s minimum threshold).
- Add or select beneficiary. Enter beneficiary name, account number and the IFSC exactly as PUNB0MBGB06. Select the branch as Pahsaul, Muzaffarpur if prompted.
- Verify beneficiary details through OTP or bank authentication. Most banks require a confirmation period (minutes to a few hours) before first-time beneficiaries are enabled.
- Initiate the transfer, enter amount and authorize with OTP or transaction password. Make a note of the transaction reference number for tracking.
- Check transfer status in the app or with your branch if funds do not arrive within the expected window.
Double-check account number and IFSC before confirming. A wrong IFSC may delay settlement or route payment to a different branch.
Benefits of Knowing the IFSC
- Direct routing: Ensures funds reach the exact Pahsaul branch account.
- Fewer errors: Reduces returns and manual interventions from incorrect branch details.
- Faster settlement: Accurate IFSC speeds up processing for NEFT/RTGS/IMPS.
- Compatibility: Needed for salary credits, vendor payments, and government transfers.
- Verification: Helps customers confirm branch identity against passbook or cheque leaf (MICR 800811002).
Contact
Branch Phone: 9297955785
Branch Address: Pahsaul, MUZAFFARPUR, 844118, 9297955785
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: How can I verify Pahsaul IFSC before making a transfer?
A: Check the IFSC printed on your cheque leaf or passbook for this account. Confirm the code shown is PUNB0MBGB06 and that the branch name is Pahsaul, Muzaffarpur. You can also call the branch at 9297955785 to verify before initiating a large transfer.
Q: What happens if I use the old UBGB IFSC?
A: Old UBGB IFSC codes have been revoked after the merger. Transfers using revoked IFSCs will likely be returned or delayed. Always update beneficiary details to the new IFSC PUNB0MBGB06 to avoid failures.
Q: How long do NEFT, RTGS and IMPS transfers to Pahsaul take?
A: IMPS is immediate (seconds) and available 24×7. NEFT is settled in batches but is generally available round the clock; settlement is usually quick. RTGS is real-time for high-value payments and typically immediate. If clearing problems occur, check with both remitter and beneficiary bank and use the transaction reference for tracing.
Q: What is MICR 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) 800811002 is used mainly for cheque processing and clearing. It helps automated systems sort and clear paper cheques destined for this branch. It is not a substitute for IFSC for electronic transfers.
Q: Can I receive salary or government payments to this branch with the IFSC?
A: Yes. Provide your employer or the paying agency with the account number, branch name Pahsaul, and IFSC PUNB0MBGB06. Confirm that the payer updates any stored beneficiary records if they previously used an old UBGB/DBGB code.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.