The Bihar Gramin Bank branch at Tengrari is located in Muzaffarpur district of Bihar (Pincode 843128). For electronic fund transfers such as NEFT, RTGS and IMPS, the branch uses the IFSC code shown below. An accurate IFSC ensures your money reaches the correct bank branch quickly and without rejection. Always verify the IFSC and account number before sending funds.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tengrari |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100095 |
| Branch Address | Tengrari, MUZAFFARPUR, 843128, 9297955417 |
| Contact Number | 9297955417 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843128 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single sponsor bank arrangement and now operate using a common IFSC code under Punjab National Bank. The active IFSC for this consolidated arrangement is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB have been revoked. For any electronic transfer to this branch use only the new IFSC PUNB0MBGB06; transactions attempted with older UBGB/DBGB IFSCs will fail.
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an alphanumeric code that uniquely identifies a bank branch for electronic transfers. The standard format is:
- First 4 characters: bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character: always 0 (reserved).
- Last 6 characters: branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six characters are MBGB06, which identify the specific branch within the bank network.
Note: The branch code listed separately (here 100095) is the bank’s internal numeric code for the branch. It is not always identical to the last six characters of the IFSC, which can be alphanumeric.
How to Use IFSC Code for NEFT / RTGS / IMPS
- Open your bank’s online portal or mobile app, or visit the branch.
- Select the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate; NEFT and RTGS depend on bank systems—check availability/time slots on your platform.)
- Add a beneficiary: enter beneficiary name, account number, and IFSC PUNB0MBGB06. Choose the account type (Savings/Current).
- Save beneficiary and complete any required verification (OTP, transaction PIN).
- Initiate transfer and note the transaction reference for tracking.
- For large or time-sensitive payments, confirm RTGS availability and any cut-off times with the bank before initiating.
Benefits of Knowing the Correct IFSC
- Ensures funds are routed to the exact branch and account with no delays.
- Prevents transfer failures and chargebacks due to incorrect routing.
- Required for online setup of beneficiaries—necessary for repeat transfers and payroll.
- Helps bank staff or support teams quickly trace and resolve transfer issues.
- Enables use of digital services (netbanking, mobile banking) that require accurate branch identification.
Contact
Branch phone no: 9297955417
Branch Address: Tengrari, MUZAFFARPUR, 843128
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I double-check that PUNB0MBGB06 is valid for this branch?
A: Verify the IFSC on a cheque leaf from the branch or confirm with branch staff at 9297955417. You can also confirm during beneficiary set-up in your bank app; the bank will validate the IFSC before allowing the transfer.
Q: What happens if I enter the wrong IFSC but correct account number?
A: Most payment systems validate the IFSC-account combination. If they mismatch, the transaction may fail or be returned. In some cases it could route to the wrong branch if account number exists at another branch—always confirm both IFSC and account number to avoid errors.
Q: Is the MICR code needed for online transfers?
A: No. MICR (800811002) is used mainly for cheque clearing by clearing houses. For NEFT/RTGS/IMPS you must provide the IFSC and account details.
Q: Can IFSC codes change after a merger?
A: Yes. After consolidations or sponsor-bank changes, banks may issue a new IFSC for affected branches. In this case, UBGB/DBGB branches moved to the single IFSC PUNB0MBGB06 under Punjab National Bank. Always use the latest IFSC published by the bank.
Q: How quickly do NEFT, RTGS and IMPS transfers arrive?
A: IMPS is instant and available 24×7 through most channels. NEFT and RTGS processing windows depend on your bank’s platform and settlement cycles; many banks now offer extended or 24×7 services. For exact timings and any charges, check with the branch at 9297955417 or the head office toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.