When you need to send money digitally to or from the Bihar Gramin Bank’s Mansoorpur branch, located in Vaishali, Bihar, understanding its Indian Financial System Code (IFSC) is essential. This unique code acts like a digital address, ensuring that your funds reach the correct bank and branch without any issues. It is a critical piece of information for all major online fund transfer methods, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mansoorpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100033 |
| Branch Address | Mansoorpur, VAISHALI, 843101, 9431854861 |
| Contact Number | 9431854861 |
| City | VAISHALI |
| District | VAISHALI |
| Reason | HAJIPUR |
| Pincode | 843101 |
| State | Bihar |
Merger Update
Bihar Gramin Bank, like many regional rural banks, operates under the sponsorship of a larger public sector bank, in this case, Punjab National Bank (PNB). Over time, these banking structures can evolve, sometimes involving mergers or consolidations. While Bihar Gramin Bank is its own entity, the unified IFSC code, PUNB0MBGB06, reflects this broader integration. If a branch previously operated under former regional rural banks like Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) and is now part of the consolidated network that uses this structure, its old IFSC codes would no longer be valid. It is crucial to remember that for any transactions to the Mansoorpur branch of Bihar Gramin Bank, only the current IFSC code, PUNB0MBGB06, should be used. Old IFSC codes from any previously existing or merged entities are revoked and will not facilitate successful transfers.
What is IFSC Code?
The IFSC code is an 11-character alphanumeric code used to identify all bank branches participating in online banking. It is a unique identifier for each branch in India. The structure of an IFSC code is standard across all banks:
- The first four characters identify the bank. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsor bank.
- The fifth character is always ‘0’ (zero). This character is reserved for future use and helps distinguish the bank code from the branch code.
- The last six characters represent the specific branch code. In our example, “MBGB06” uniquely identifies the Mansoorpur branch of Bihar Gramin Bank within its network.
This structured format ensures accuracy and prevents errors when transferring funds between different banks and branches.
How to Use IFSC Code
You will need the IFSC code whenever you perform an online fund transfer through NEFT, RTGS, or IMPS. Here’s a quick guide on how it’s typically used:
For NEFT (National Electronic Funds Transfer):
- Log in to your bank’s online banking portal or mobile app.
- Go to the ‘Fund Transfer’ section.
- Select ‘NEFT’ as the transfer type.
- Add a new beneficiary if you haven’t already. You’ll need the beneficiary’s name, bank account number, bank name (Bihar Gramin Bank), and the IFSC code (PUNB0MBGB06).
- Once the beneficiary is added and approved, you can initiate the transfer, entering the amount you wish to send.
For RTGS (Real Time Gross Settlement):
The process is very similar to NEFT, but RTGS is typically used for high-value transactions, usually above Rs. 2 lakhs. The steps remain the same, requiring the beneficiary’s bank name, account number, and the correct IFSC code (PUNB0MBGB06) for the Mansoorpur branch.
For IMPS (Immediate Payment Service):
IMPS allows instant, 24/7 fund transfers. You can use it via mobile banking or internet banking.
- Log in to your banking app or website.
- Select ‘IMPS’ transfer.
- You may need the beneficiary’s Mobile Money Identifier (MMID) and mobile number, or their bank account number and the IFSC code (PUNB0MBGB06).
- Enter the amount and confirm the transaction.
Always double-check the IFSC code and account number before confirming any transaction to avoid sending money to the wrong recipient.
Benefits of Knowing IFSC Code
Knowing the correct IFSC code for Bihar Gramin Bank, Mansoorpur branch, offers several key advantages:
- Accurate Transfers: It ensures your money goes to the exact branch you intend, reducing the risk of transfer errors.
- Faster Processing: Correct IFSC codes help banks process your NEFT, RTGS, and IMPS transactions quickly and efficiently.
- Unique Identification: The code provides a unique identity for each bank branch, which is essential for the automated clearing systems.
- Convenience: It allows you to perform banking transactions from anywhere, anytime, using online platforms without needing to visit the branch physically.
- Security: By precisely identifying the destination branch, the IFSC code adds a layer of security to your digital financial transactions.
Contact
If you need to get in touch with the Bihar Gramin Bank Mansoorpur branch or its head office, here are the details:
- Branch Phone Number: 9431854861
- Branch Address: Mansoorpur, VAISHALI, 843101, Bihar
- Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
- Toll-Free Number: 18001807777
FAQs
Q1: What is the IFSC code for Bihar Gramin Bank, Mansoorpur branch?
A1: The IFSC code for Bihar Gramin Bank, Mansoorpur branch, is PUNB0MBGB06.
Q2: Can I use an old IFSC code for a Bihar Gramin Bank branch if it was part of a previous entity like UBGB?
A2: No, old IFSC codes from former entities or merged banks are typically revoked. You must use the current and valid IFSC code, PUNB0MBGB06, for the Mansoorpur branch for all fund transfers.
Q3: What types of transactions require an IFSC code?
A3: An IFSC code is required for all online fund transfers using NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).
Q4: Where can I find the IFSC code for my bank branch?
A4: You can usually find the IFSC code printed on your bank’s cheque book, bank passbook, or by logging into your bank’s official website or mobile banking application. Reputable financial websites also provide this information.
Q5: Is the fifth character of an IFSC code always zero?
A5: Yes, the fifth character in an IFSC code is always ‘0’ (zero). This character is reserved for future use by the Reserve Bank of India (RBI).
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.