The Bihar Gramin Bank Turki branch is located in Turki village, Muzaffarpur district, Bihar (PIN 844127). This branch now operates under the Punjab National Bank IFSC mapping for electronic fund transfers. The IFSC code is essential for sending and receiving money via NEFT, RTGS and IMPS. Banks use it to route transactions to the correct bank and branch. Entering the correct IFSC prevents delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Turki |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100126 |
| Branch Address | Turki, MUZAFFARPUR, 844127, 9297955699 |
| Contact Number | 9297955699 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 844127 |
| State | Bihar |
Merger Update
This branch previously belonged to the regional Gramin bank structure. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). After the merger, a single IFSC code is used for transactions: PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Do not use old IFSC codes; they will cause failures or returned transactions. Always use PUNB0MBGB06 for transfers to this Turki branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch.
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: in PUNB0MBGB06, MBGB06 identifies the specific branch mapping.
How to Use IFSC Code
Use the IFSC when adding a beneficiary or any bank-to-bank transfer. Steps below cover online, mobile and bank branch methods.
- Internet banking / Mobile app
- Login to your bank account.
- Go to Fund Transfer or Add Beneficiary.
- Enter beneficiary name, account number and IFSC: PUNB0MBGB06.
- Confirm details and send OTP (one-time password) to verify.
- Initiate transfer via NEFT, RTGS or IMPS as required.
- At the branch
- Fill the transfer form with beneficiary account number and IFSC PUNB0MBGB06.
- Bank official will process NEFT/RTGS/IMPS on your instruction.
- Which mode to pick
- IMPS: Instant transfers available 24×7. Use for small and immediate needs.
- NEFT: Used for most retail transfers. Available round-the-clock through online banking.
- RTGS: For high-value, real-time gross settlement. Check your bank for the minimum amount (commonly ₹2 lakh) and cut-off rules.
- Verify before sending: Double-check account number and IFSC. A wrong IFSC can route money to a different branch or cause failure.
Benefits of Knowing the IFSC
- Ensures accurate routing of funds to the correct bank branch.
- Prevents transfer delays and returned payments.
- Needed to add beneficiaries in internet or mobile banking.
- Required for online bill payments, salary credits, and vendor payments.
- Makes reconciliation easier for account statements and audits.
Contact
Branch phone: 9297955699
Branch address: Turki, MUZAFFARPUR, 844127
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger with Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB IFSCs are revoked.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank, the transfer can fail or be returned. If it routes to another valid branch, recovery requires inter-bank reversal procedures and can take time. Always verify both account number and IFSC.
Q: Where can I confirm the IFSC before a transfer?
A: Confirm on the beneficiary bank’s account statement, a cheque book leaf, or by contacting the branch phone (9297955699). Also verify with your bank’s beneficiary confirmation screen before confirming a transfer.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. For online transfers you need IFSC; for cheque clearing you may use MICR.
Q: How long do transfers take to reach this branch?
A: IMPS is immediate (seconds). NEFT and RTGS are typically processed in real time via online channels; NEFT is available 24×7 and RTGS is used for high-value transfers. Settlement speed can depend on sending bank and chosen mode. For urgent high-value payments use RTGS and confirm limits and charges with your bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.