Bihar Gramin Bank Sondho IFSC Code

Located in Sondho, Vaishali, Bihar, the Bihar Gramin Bank branch serves the local community’s banking needs. For anyone looking to transfer money digitally, understanding the Indian Financial System Code (IFSC) for this branch is essential. This unique code acts like a digital address, ensuring that funds sent through National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), or Immediate Payment Service (IMPS) reach the correct bank and specific branch without error. It’s a critical piece of information for all modern online financial transactions.

Branch Details

Here are the key details for the Bihar Gramin Bank, Sondho branch:

Bank Name	Bihar Gramin Bank
Branch Name	Sondho
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100098
Branch Address	Sondho, VAISHALI, 844134, 9297955044
Contact Number	9297955044
City	VAISHALI
District	VAISHALI
Region	HAJIPUR
Pincode	844134
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed as a result of a significant merger. Previously, banks like Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) operated separately. These banks, along with Madhya Bihar Gramin Bank, eventually merged to form the single entity known today as Bihar Gramin Bank. All branches of these merged banks now operate under the sponsorship of Punjab National Bank.

Due to this merger, a new, unified series of IFSC codes has been implemented for all Bihar Gramin Bank branches. This means that old IFSC codes, including any previously associated with UBGB, DBGB, or other predecessor banks, have been revoked. For any transactions involving Bihar Gramin Bank, including the Sondho branch, you must use the new IFSC code, which is PUNB0MBGB06. Using an old or incorrect code will lead to transaction failure.

What is an IFSC Code?

The IFSC Code stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies every bank branch participating in online money transfers in India. Think of it as a specific address for each bank branch in the digital payment network.

The structure of an IFSC code is simple and consistent:

• The first four characters represent the bank code. For example, in PUNB0MBGB06, “PUNB” indicates Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and acts as a standard separator.
• The last six characters identify the specific branch. In our example, “MBGB06” uniquely identifies the Sondho branch of Bihar Gramin Bank.

This clear structure helps in accurate and efficient routing of funds to the correct destination.

How to Use the IFSC Code

The IFSC code is crucial for initiating various types of online fund transfers. Here’s how you typically use it for NEFT, RTGS, and IMPS transactions:

1. Log In: Access your internet banking portal or mobile banking application.
2. Select Transfer Type: Choose the type of transfer you wish to make: NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service).
3. Add Beneficiary: If you’re sending money to a new recipient, you’ll need to add them as a beneficiary. This usually involves providing:
   • The beneficiary’s name.
   • Their bank account number.
   • The bank’s name (Bihar Gramin Bank).
   • The specific branch name (Sondho).
   • The correct IFSC Code (PUNB0MBGB06).
4. Enter Amount and Confirm: Once the beneficiary details are saved, you can select them, enter the amount you wish to transfer, and confirm the transaction using your password or PIN.

Always double-check the IFSC code, account number, and other details before confirming a transaction to avoid delays or misdirected funds.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch, or for any branch you wish to send money to, offers several important benefits:

• Secure Fund Transfers: It ensures that your money is routed to the exact intended recipient bank and branch, minimizing the risk of errors.
• Essential for Online Payments: It is a mandatory requirement for all major digital payment systems like NEFT, RTGS, and IMPS, enabling fast and efficient transfers.
• Branch Identification: The code provides a unique identity for each bank branch across India, simplifying the process of locating and verifying bank details.
• Reduces Manual Errors: By standardizing the identification process, it reduces the need for manual verification and potential human errors in fund transfers.
• Facilitates Interbank Transactions: It allows seamless electronic transactions between different banks throughout the country.

Contact Information

For any inquiries related to the Bihar Gramin Bank Sondho branch, you can use the following contact details:

• Branch Phone Number: 9297955044
• Branch Address: Sondho, VAISHALI, 844134
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about the Bihar Gramin Bank Sondho IFSC code:

Q1: What is the IFSC code for Bihar Gramin Bank Sondho branch?
A1: The IFSC code for the Bihar Gramin Bank Sondho branch is PUNB0MBGB06.

Q2: Is the old IFSC code for Sondho branch still valid after the merger?
A2: No. Due to the merger of various regional rural banks into Bihar Gramin Bank and its sponsorship by Punjab National Bank, all old IFSC codes have been revoked. Only the new code, PUNB0MBGB06, is valid for transactions.

Q3: What is the full address of the Bihar Gramin Bank Sondho branch?
A3: The full address is Sondho, VAISHALI, 844134.

Q4: Can I use this IFSC code for all types of online money transfers?
A4: Yes, the IFSC code PUNB0MBGB06 is valid and necessary for all major online fund transfer methods including NEFT, RTGS, and IMPS.

Q5: Why does the IFSC code for Bihar Gramin Bank Sondho branch start with ‘PUNB’?
A5: The ‘PUNB’ in the IFSC code stands for Punjab National Bank. This is because Punjab National Bank is the sponsor bank for Bihar Gramin Bank, and the IFSC codes are standardized under the sponsor bank’s identifier.