Bihar Gramin Bank Berua IFSC Code

Bihar Gramin Bank Berua IFSC Code

by

Berua branch of Bihar Gramin Bank is located in Berua, Muzaffarpur district, Bihar (pincode 843118). When you send or receive funds by NEFT, RTGS or IMPS, the IFSC code identifies this exact branch in the clearing network. Supplying the correct IFSC avoids failed transfers, delays, or money going to the wrong branch.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Berua
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100162
Branch Address Berua, MUZAFFARPUR, 843118, 9297955337
Contact Number 9297955337
City MUZAFFARPUR
District MUZAFFARPUR
Reason MUZAFFARPUR
Pincode 843118
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single arrangement under Punjab National Bank for electronic clearing purposes. All legacy UBGB/DBGB IFSC codes have been revoked. This branch now uses the single IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS. Do not use old UBGB/DBGB IFSC codes; they are no longer valid and will cause transaction failures.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code. It tells the payment system which bank and which branch will receive a transfer.

  • First 4 characters = bank identifier (example: PUNB = Punjab National Bank).
  • 5th character = reserved and is always 0 in standard IFSCs.
  • Last 6 characters = branch identifier (example: MBGB06 in PUNB0MBGB06 identifies the Berua branch mapping under the merged arrangement).

How to Use IFSC Code

Follow these steps when you make electronic transfers:

  1. Open your bank’s netbanking, mobile app or visit the branch counter.
  2. Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is for instant small-value transfers; RTGS is for large-value real-time settlement; NEFT is widely used for normal transfers.)
  3. Select or add a beneficiary. Enter the beneficiary name and account number exactly as given by the account holder.
  4. Enter the IFSC: PUNB0MBGB06. Verify spelling and characters. IFSCs are usually shown in uppercase on chequebooks and passbooks.
  5. Verify the MICR or branch code if your bank’s form asks for it (MICR: 800811002, Branch code: 100162).
  6. Before sending a large amount, do a small test transfer (₹1–₹100 or a nominal amount) to confirm details.
  7. Authorize the transfer using OTP, token or netbanking password as required by your bank.
  8. Keep the transaction reference number until the beneficiary confirms receipt.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without manual intervention.
  • Reduces failed transfers and related re-credit delays.
  • Required when adding beneficiaries in netbanking or mobile apps.
  • Useful for receiving international inward remittances routed via correspondent banks.
  • Gives extra verification when reconciling cheque clearing using the MICR code.

Contact

Branch Phone: 9297955337

Branch Address: Berua, MUZAFFARPUR, 843118, 9297955337

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free No: 18001807777

FAQs

  • Q: Can I use an old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the single valid IFSC PUNB0MBGB06 for this branch.

  • Q: Where else can I find the IFSC besides this page?

    A: Check the cheque book leaf, bank passbook, account statement, or the branch counter. Banks also display IFSC on their official documents. Always match the IFSC with the branch address before transacting.

  • Q: Is IFSC case-sensitive? Do I have to type it in uppercase?

    A: Most banking systems are not case-sensitive, but IFSCs are conventionally shown in uppercase. Enter the exact code PUNB0MBGB06 to avoid input errors.

  • Q: What is the difference between IFSC and MICR?

    A: IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) code—here 800811002—is used mainly for cheque clearing through the clearinghouse. Both identify the branch, but they serve different systems.

  • Q: What should I check before confirming an electronic transfer?

    A: Verify the beneficiary name, account number, IFSC (PUNB0MBGB06), and branch address. If in doubt, perform a small test transfer first. Keep the transaction reference and check with the beneficiary if funds do not arrive within the expected time.

Leave a Comment