The Rajlachatti branch of Bihar Gramin Bank is located in Muzaffarpur district, Bihar (PIN 843312). This IFSC code page helps you confirm the correct code before you make online transfers. Using the right IFSC is essential for NEFT, RTGS and IMPS transfers. A wrong code can delay the payment or route it to the wrong branch.
Bihar Gramin Bank Rajlachatti IFSC Code
| Bank Name | Bihar Gramin Bank |
| Branch Name | Rajlachatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100165 |
| Branch Address | Rajlachatti, MUZAFFARPUR, 843312, 9297955397 |
| Contact Number | 9297955397 |
| City | MUZAFFARPUR |
| District | MUZAFFARPUR |
| Reason | MUZAFFARPUR |
| Pincode | 843312 |
| State | Bihar |
Merger Update
This Rajlachatti branch operates under the consolidated setup after regional bank mergers. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank’s umbrella for IFSC purposes. The active IFSC for this Rajlachatti branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code is valid for NEFT, RTGS and IMPS transactions.
What is IFSC Code?
The IFSC is an 11-character alphanumeric code used to identify bank branches in electronic payments. Its structure is fixed:
- First 4 characters = bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch code (alphanumeric). Example: MBGB06 is the branch identifier in PUNB0MBGB06.
How to Use IFSC Code
- Open your bank’s netbanking or mobile app and choose fund transfer (NEFT/RTGS/IMPS).
- Enter beneficiary name and account number exactly as the bank holds them.
- Enter the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Rajlachatti.
- Verify the beneficiary bank and branch name shown by your bank before proceeding.
- Enter amount and purpose. For RTGS, check minimum limits set by your bank.
- Authenticate the transaction with OTP or token as required.
- Save or note the transaction reference for tracking.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly via NEFT, RTGS or IMPS.
- Reduces failed or returned transactions and related delays.
- Helps verify beneficiary details before transfer.
- Needed for adding beneficiaries in netbanking and UPI setups.
- Useful for merchants and payroll systems to automate payouts.
Contact
Branch Phone No: 9297955397
Branch Address: Rajlachatti, MUZAFFARPUR, 843312
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for all transfer types?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to this Rajlachatti branch.
Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked. Transactions using revoked codes will fail or be returned. Always use the new IFSC PUNB0MBGB06.
Q: Do I need MICR code for online transfers?
A: No. MICR (800811002) is used for cheque clearing. Online transfers use IFSC. You may need MICR for cheque-related processes.
Q: How long do transfers take to reach this branch?
A: IMPS is instant. NEFT batches settle through the day; typical credit is within hours. RTGS is real-time for high-value payments and posts immediately during RTGS hours. Exact timing depends on the sending bank and cut-offs.
Q: How can I verify the beneficiary after entering the IFSC?
A: After you enter the IFSC and account number, your bank usually displays the beneficiary name and branch. Confirm that name and branch match Rajlachatti, Muzaffarpur before confirming the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.