Bihar Gramin Bank AUNGARI IFSC Code

Bihar Gramin Bank AUNGARI IFSC Code

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Bihar Gramin Bank AUNGARI branch is located in Aungari village, Nalanda district, Bihar (Pincode 801301). This IFSC code page explains the code you need to move funds to and from this branch. An IFSC (Indian Financial System Code) is required for electronic fund transfers through NEFT, RTGS and IMPS. It identifies the bank and branch uniquely so remittances route correctly and quickly.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name AUNGARI
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7139
Branch Address AUNGARI, Nalanda, 801301, 9771464139
Contact Number 9771464139
City Nalanda
District Nalanda
Reason BIHARSHARIF
Pincode 801301
State Bihar

Merger Update

This branch now uses the IFSC code PUNB0MBGB06 under Punjab National Bank (PUNB). The regional gramin banks that operated as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated. As a result, old UBGB/DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transactions to this branch use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSC codes may fail or be delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic payments. The structure is:

  • First 4 characters – Bank identifier (for example, PUNB = Punjab National Bank).
  • 5th character – Always zero (0), reserved for future use.
  • Last 6 characters – Branch identifier (unique to the branch).

Example: In PUNB0MBGB06, “PUNB” = Punjab National Bank, “0” = reserved, “MBGB06” = branch code portion identifying this AUNGARI branch under the merged code.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

  • Confirm beneficiary details: get the account holder’s full name, account number and IFSC (PUNB0MBGB06 for AUNGARI).
  • Choose payment mode: NEFT (any amount, batched settlements), RTGS (recommended for high-value urgent transfers; typical minimum ₹2,00,000), IMPS (instant, usually for smaller amounts; common per-transaction limits ~₹2,00,000 — verify with your bank).
  • Enter details in your bank’s portal or app: beneficiary name, account number, IFSC exactly as provided (use uppercase). Double-check spelling and digits.
  • Verify beneficiary: most banks show the beneficiary name returned by the recipient bank. Confirm that name matches before proceeding.
  • Complete authentication: approve the transfer using OTP, UPI PIN or netbanking credentials as required.
  • Note transaction reference: record the UTR or reference number shown. Use it to track or query the payment if needed.
  • Allow processing time: IMPS is instant; NEFT settlements can be completed within minutes to a few hours depending on batch timings; RTGS is typically real-time during working hours. For large or time-sensitive payments, choose RTGS if you meet the minimum limit.

Benefits of Knowing the IFSC

  • Ensures funds route to the correct bank branch for NEFT, RTGS and IMPS.
  • Reduces failed transfers and delays from wrong beneficiary identification.
  • Makes beneficiary verification easier when adding payees in netbanking or mobile apps.
  • Helps customer service trace and reconcile transactions using the branch code and UTR.
  • Required when setting up electronic mandates, auto-payments or bulk payroll transfers.

Contact

Branch phone no: 9771464139
Branch Address: AUNGARI, Nalanda, 801301, 9771464139
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.

Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not point to the intended branch the transfer may be rejected or credited to a different branch. If credited incorrectly, retrieving funds requires a trace/claim via the UTR and cooperation between sending and receiving banks. Always double-check IFSC and account number before sending.

Q: Is IFSC case sensitive?
A: Practically, banks accept uppercase and lowercase input, but the standard representation is uppercase. Enter it exactly as provided to avoid manual errors.

Q: How do I find the branch code inside the IFSC?
A: The last six characters of the IFSC are the branch identifier. For PUNB0MBGB06, the last six characters (MBGB06) identify this specific branch under the bank code.

Q: What are typical processing times for NEFT, RTGS and IMPS?
A: IMPS is instant (24×7). NEFT processes in scheduled batches and can take minutes to a few hours depending on timing and bank cut-offs. RTGS is near real-time during business hours and is used for higher-value transactions (typical minimum ₹2,00,000). Check your bank’s cut-off and charges before initiating large payments.

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