Bihar Gramin Bank BARAH IFSC Code

Bihar Gramin Bank, Barah branch is located in Barah village, Nalanda district, Bihar (PIN 803123). This branch serves local residents and businesses for everyday banking needs. For electronic fund transfers — NEFT, RTGS and IMPS — the branch uses a specific IFSC code that identifies it uniquely on the RBI’s payment network. Using the correct IFSC prevents failed transfers, delays and misrouting of funds.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BARAH
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7493
Branch Address	BARAH, Nalanda, 803123, 7781004493
Contact Number	7781004493
City	Nalanda
District	Nalanda
Reason	BIHARSHARIF
Pincode	803123
State	Bihar

Merger Update

Bihar Gramin Bank’s operations now use the IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. This change follows the consolidation of regional rural banks. If this branch previously operated under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that those banks have been merged. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transactions use only the new IFSC code PUNB0MBGB06. Using revoked or old IFSCs will cause transaction failures.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch.

• Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
• Character 5: Reserved and is usually 0.
• Characters 6–11: Branch identifier. Example: in PUNB0MBGB06, MBGB06 identifies the specific branch unit used on the payment system.

Note: The branch code shown in bank records (here 7493) is an internal numeric code. The IFSC last six characters and the branch code together point to the exact branch for electronic transfers.

How to Use IFSC Code for NEFT, RTGS, IMPS

• Open your bank’s internet banking or mobile app and choose fund transfer.
• Select transfer type: NEFT, RTGS (for high-value, confirm minimum), or IMPS (instant, typically available 24×7).
• Choose beneficiary (add new payee). Enter beneficiary name and account number exactly as given by the recipient.
• Enter the IFSC: PUNB0MBGB06. Double-check every character; it is case-insensitive but must match.
• Enter MICR if your bank asks for cheque clearing details (MICR: 800811002).
• Verify branch details (BARAH, Nalanda) shown by the app before confirming.
• Confirm amount and initiate transfer. For RTGS check the bank’s minimum amount requirement (often around ₹2,00,000). For NEFT there is usually no minimum; IMPS limits depend on your bank.
• Save beneficiary once the bank authorizes it to speed future transfers.

Benefits of Knowing the IFSC

• Ensures funds are routed to the exact branch and account without delay.
• Prevents failed or returned transactions that can incur charges.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Useful when receiving remittances from outside your city or state.
• Helps validate payee details during beneficiary setup in internet banking.

Contact

Branch Phone: 7781004493
Branch Address: BARAH, Nalanda, 803123
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

Q: Can I use an older UBGB or DBGB IFSC to transfer money to Barah branch?

A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for electronic transfers.

Q: What should I do if a transfer shows as failed?

A: First verify the IFSC and account number you entered. Check if your bank returned the amount or placed it on hold. Contact your branch (7781004493) or the sender’s bank with the transaction reference for a trace.

Q: Is MICR required for NEFT/IMPS transfers?

A: No. IFSC is required for NEFT/RTGS/IMPS. MICR is used for cheque clearing and may be requested by some banks for faster reconciliation.

Q: What is the minimum and maximum amount for RTGS, NEFT and IMPS?

A: NEFT typically has no minimum. RTGS is for high-value transfers and many banks apply a minimum (often around ₹2,00,000); IMPS is for instant transfers and daily limits vary by bank (commonly up to ₹1–2 lakh). Always confirm the exact limits with your bank before initiating a transaction.

Q: How do I confirm that the IFSC belongs to the branch before sending large amounts?

A: Check the IFSC (PUNB0MBGB06), branch name (BARAH) and MICR (800811002) on a recent cheque leaf or bank passbook. You can also call the branch at 7781004493 or use the bank’s customer care (toll free 18001807777) to verify details before transferring large sums.