The Bihar Gramin Bank branch at Berthu is located in Nalanda district of Bihar (Pincode 804451). This page lists the branch details and its IFSC code: an essential code you must use for electronic fund transfers. The IFSC lets systems route NEFT, RTGS and IMPS payments to this exact branch so your money goes to the right account quickly and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | BERTHU |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7543 |
| Branch Address | BERTHU, Nalanda, 804451, 7541807543 |
| Contact Number | 7541807543 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 804451 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank. As part of that consolidation, the unified IFSC code in use is PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. For any electronic transfer (NEFT/RTGS/IMPS) to this area, use only the new IFSC PUNB0MBGB06. Transactions using old IFSC codes will not be routed and will either fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payments. Structure:
- First 4 characters — bank identifier (example: PUNB for Punjab National Bank).
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier (example: MBGB06 in PUNB0MBGB06).
So for PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = specific branch code.
How to Use IFSC Code
Use the IFSC when setting up an electronic transfer. Steps:
- Open your bank’s netbanking or mobile app and go to ‘Fund Transfer’ or ‘Add Beneficiary’.
- Enter beneficiary name exactly as in bank records and the account number.
- Enter the IFSC: PUNB0MBGB06.
- Choose transfer method: NEFT, RTGS or IMPS depending on urgency and bank options.
- Enter amount and payment purpose. Verify details carefully.
- Confirm the transfer. Authenticate with OTP or transaction PIN as required.
- Save the UTR/transaction reference. Use it to track or report issues.
Notes:
- IMPS is instant and available 24×7 for most banks.
- NEFT is suitable for regular transfers; it is processed electronically and available broadly around the clock.
- RTGS is for real-time gross settlement and is preferred for high-value transfers; check your bank for any minimum or maximum limits.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without manual routing.
- Speeds up electronic transfers (NEFT, RTGS, IMPS).
- Reduces errors and transaction delays caused by ambiguous branch names or addresses.
- Makes it simple to add beneficiaries for future recurring payments.
- Required for online payments, salary credits, vendor payments and refunds.
Contact
Branch Phone: 7541807543
Branch Address: BERTHU, Nalanda, 804451, 7541807543
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is correct for Berthu branch?
A: Verify on the bank passbook, cheque leaf or by calling the branch number 7541807543. The IFSC printed on official bank documents and branch confirmation is authoritative.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC is wrong, the payment may fail or be delayed. In some cases the system matches account number and routes correctly; in others it will return the funds. Contact your bank with the transaction reference (UTR) immediately to resolve.
Q: What is the difference between IFSC and MICR?
A: IFSC is used for electronic fund transfers and identifies bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for processing cheques in the clearing system. IFSC is for digital routing; MICR is for cheque clearing.
Q: Can I use the IFSC for mobile UPI payments?
A: UPI typically uses a virtual payment address and does not require IFSC. IFSC is required when you use traditional bank transfer methods (NEFT/RTGS/IMPS via netbanking or branch).
Q: The branch used to have a UBGB IFSC. Is that still valid?
A: No. UBGB and DBGB IFSC codes have been revoked following merger into Punjab National Bank. Use only the new IFSC PUNB0MBGB06 for transactions to this area.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.