Bihar Gramin Bank BHUI BAZAR IFSC Code

Bihar Gramin Bank, BHUI BAZAR branch is located in Bhui Bazar, Nalanda district, Bihar (Pincode 803117). The branch serves local customers for deposits, withdrawals and fund transfers. For electronic transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch in the Indian electronic payment system so the payment routes to the intended account. A wrong or missing IFSC can delay or return the transaction.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	BHUI BAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7448
Branch Address	BHUI BAZAR, Nalanda, 803117, 9771464448
Contact Number	9771464448
City	Nalanda
District	Nalanda
Reason	BIHARSHARIF
Pincode	803117
State	Bihar

Merger Update

Note: The IFSC PUNB0MBGB06 is issued under Punjab National Bank following consolidation of regional gramin banks. If your account was earlier with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), those banks have been merged and their old IFSC codes have been revoked. For all electronic transfers to accounts that were under UBGB or DBGB, use the new IFSC PUNB0MBGB06. Only the new IFSC is valid for NEFT, RTGS and IMPS transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is:

• First 4 characters — bank identifier (for example, PUNB for Punjab National Bank).
• 5th character — reserved and is always 0 (zero).
• Last 6 characters — branch identifier (specific to the branch).

Example: In PUNB0MBGB06, “PUNB” = bank, “0” = reserved, “MBGB06” = branch code.

How to Use IFSC Code

Steps to use the IFSC when initiating NEFT, RTGS or IMPS transfers:

• Get the beneficiary details: name, bank account number and the IFSC exactly as given by the beneficiary.
• Choose the transfer type: IMPS for instant low-value transfers, NEFT for regular transfers, RTGS for high-value urgent transfers (RTGS generally has a minimum amount threshold; confirm your bank’s limit).
• In your bank’s netbanking or mobile app, go to ‘Fund Transfer’ > ‘Add Beneficiary’. Enter beneficiary name, account number and IFSC (PUNB0MBGB06 for BHUI BAZAR branch).
• Verify beneficiary details and complete any OTP/authentication steps your bank requires to add the beneficiary.
• Initiate the transfer, enter the amount and purpose, then confirm the transaction after reviewing all details.
• Keep the transaction reference/UTR for tracking and future queries.

Tip: Double-check the IFSC and account number before confirming. A mismatch may route funds to a wrong branch or cause a rejection.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct branch and account.
• Speeds up NEFT, RTGS and IMPS transfers and reduces failed transactions.
• Makes it easier to add beneficiaries online without visiting the branch.
• Helps verify branch identity for cheque clearing and account validation.
• Useful when filling forms that require branch-specific codes like RTGS mandates.

Contact

Branch phone no: 9771464448
Branch Address: BHUI BAZAR, Nalanda, 803117
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

Q: Can I use any IFSC of Bihar Gramin Bank for transfers to BHUI BAZAR branch?
No. Use the specific IFSC for the branch — PUNB0MBGB06. Using a different branch IFSC can misroute the transaction or cause rejection.

Q: What happens if I enter a wrong IFSC but correct account number?
Banks route transfers primarily using IFSC. If IFSC does not match the bank mapping for the account number, the transaction may be rejected or delayed. Always confirm both account number and IFSC.

Q: Are UBGB and DBGB IFSC codes still valid?
No. After the merger and reorganization, old UBGB and DBGB IFSC codes have been revoked. Use the new IFSC PUNB0MBGB06 that is valid for transactions.

Q: Which transfer method should I choose — NEFT, RTGS or IMPS?
Choose based on speed and amount. IMPS is instant and available 24×7 for lower amounts. NEFT is suitable for most transfers and is available round-the-clock with immediate processing. RTGS is for high-value urgent transfers (check your bank for the minimum limit, commonly ₹2,00,000).

Q: How do I confirm the IFSC before sending money?
Confirm IFSC from a bank document (passbook, cheque leaf), ask the beneficiary, or call the branch at 9771464448. When in doubt, verify with the bank’s official contact before transferring funds.