Bihar Gramin Bank DAHPAR IFSC Code

DAHPAR branch is located in the Nalanda district of Bihar (Pincode 803114). This branch of Bihar Gramin Bank uses the IFSC code PUNB0MBGB06 for electronic fund transfers. The IFSC code is essential when you send money through NEFT, RTGS or IMPS. It directs the payment to the correct bank and branch. Without the exact IFSC, transfers can fail or be delayed.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name DAHPAR
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 6984
Branch Address DAHPAR, Nalanda, 803114, 7070196984
Contact Number 7070196984
City Nalanda
District Nalanda
Reason BIHARSHARIF
Pincode 803114
State Bihar

Merger Update

Bihar Gramin Bank branches including DAHPAR are now under the operational IFSC issued by Punjab National Bank. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged and their branch operations now use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For any electronic transfer you must use the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will not be processed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments in India.

  • First 4 characters – bank code (alphabetic). Example: PUNB = Punjab National Bank.
  • 5th character – reserved and is always 0.
  • Last 6 characters – branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch under the bank.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. The IFSC must match the beneficiary branch exactly to ensure correct settlement.

How to Use IFSC Code

Follow these steps when sending money by NEFT, RTGS or IMPS.

  1. Gather beneficiary details: beneficiary name, account number, bank name and IFSC (PUNB0MBGB06 for DAHPAR).
  2. Add beneficiary in your bank portal or app: enter name, account number and IFSC exactly. Many banks will display branch name after you enter IFSC—verify it.
  3. Wait for verification: some banks require beneficiary activation (minutes to hours). IMPS may allow immediate transfer subject to bank rules.
  4. Choose the transfer mode: NEFT for routine transfers, RTGS for large-value urgent transfers (check your bank limits), IMPS for instant low-to-medium value transfers via mobile/internet.
  5. Enter amount and confirm: double-check account number and IFSC before confirming. Save or note transaction reference for tracking.
  6. Check settlement status: use the transaction ID to track in your bank app. For failed transfers, contact the sending bank with the reference number.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without delay.
  • Required for all electronic transfers: NEFT, RTGS and IMPS.
  • Prevents manual errors—banks validate IFSC during beneficiary addition.
  • Speeds up reconciliation for businesses and individuals.
  • Helpful for cheque clearing (paired with MICR 800811002) and offline processes.

Contact Details

Branch Phone No: 7070196984
Branch Address: DAHPAR, Nalanda, 803114, 7070196984
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. After the merger of UBGB and DBGB into the PNB structure, PUNB0MBGB06 is the valid IFSC for DAHPAR. Old UBGB/DBGB IFSCs are revoked.

Q: What if I enter the wrong IFSC but correct account number?
A: Banks route by IFSC and account number. If IFSC and account number conflict, the transfer may fail or go to a different branch if that account number exists there. Always verify both. Contact your bank immediately with the transaction reference if an error occurs.

Q: How is IFSC different from MICR?
A: IFSC is used for electronic fund transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used primarily for cheque clearing. For DAHPAR, the MICR code is 800811002.

Q: Can I use IMPS with IFSC?
A: Yes. IMPS supports transfers using the beneficiary account number and IFSC. Some mobile wallets/UPI methods use MMID or VPA instead, but traditional bank-to-bank IMPS requires IFSC and account number.

Q: Where else can I find the IFSC?
A: Check the bank passbook, cheque leaf, account statement, or ask the branch. The bank’s customer service and the head office can also confirm IFSC. For DAHPAR, use PUNB0MBGB06.

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