Bajpatti is a town in Sitamarhi district, Bihar. This page lists the IFSC and contact details for the Bihar Gramin Bank, Bajpatti branch. The IFSC code is essential for electronic fund transfers. Banks use it to route NEFT, RTGS and IMPS transactions to the correct branch. Entering the correct IFSC ensures money reaches the intended account without delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | Bajpatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100009 |
| Branch Address | Bajpatti, SITAMARHI, 0, 9297954733 |
| Contact Number | 9297954733 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches including those previously operating under Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) now route transactions through Punjab National Bank (PNB) using the single IFSC PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS you must use the new IFSC PUNB0MBGB06. Transactions attempted with deprecated IFSCs will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic payments. The structure is:
- First 4 characters = bank identifier (example: PUNB for Punjab National Bank).
- 5th character = usually zero (reserved for future use).
- Last 6 characters = branch identifier (alphanumeric). In PUNB0MBGB06, MBGB06 identifies the specific branch.
The last six characters may be letters, numbers, or both. They map to the bank’s internal branch code, which in this case corresponds with branch code 100009.
How to Use IFSC Code
- Open your bank’s netbanking app or mobile banking.
- Choose money transfer mode: NEFT, RTGS or IMPS.
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
- Double-check the IFSC and account number before confirming. One wrong character can route funds incorrectly.
- For NEFT/RTGS include purpose/narration if required. For IMPS transfers are usually instant and need mobile or MMID depending on bank setup.
- Save the beneficiary only after the first successful small-value transfer when possible.
Benefits of Knowing the IFSC
- Ensures accurate routing of NEFT, RTGS and IMPS transfers.
- Reduces failed or returned transactions due to incorrect branch selection.
- Speeds up transfers—correct IFSC avoids manual intervention by the bank.
- Useful for filling forms that require branch identification, such as ECS mandates and online tax payments.
- Helps customer service quickly identify the branch for disputes or stop-payments.
Contact
Branch phone no: 9297954733
Branch Address: Bajpatti, SITAMARHI, 0, 9297954733
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Has the Bajpatti branch IFSC changed?
A: Yes. Transactions should use PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked and will not work.
Q: What if I enter a wrong IFSC by mistake?
A: If the IFSC does not match the bank and branch, the transfer will likely fail or be returned. If the IFSC points to a valid branch but the account number is wrong, the funds could be credited to the wrong account. Contact your bank immediately if a mistake is made.
Q: How is IFSC different from MICR?
A: IFSC is used for electronic fund transfers and is alphanumeric (11 chars). MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code used mainly to speed up cheque clearing. Both identify branches but serve different systems.
Q: Can I use IFSC for UPI transfers?
A: No. UPI uses Virtual Payment Addresses (VPA) and does not require IFSC for peer-to-peer transfers. IFSC is needed for NEFT, RTGS and IMPS via traditional bank transfer forms.
Q: Where can I verify IFSC before transferring?
A: Verify the IFSC from your bank passbook, cheque leaf, bank branch notice, or by calling the branch at 9297954733. Always confirm after a merger, since older codes may be revoked.
Q: Are there timing differences among NEFT, RTGS and IMPS?
A: Yes. IMPS is instant 24×7. NEFT operates in half-hour batches for most banks (near real-time in many setups). RTGS is for high-value real-time gross settlement, usually within banking hours. Check with your bank for specific timings and cut-offs.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.