The Bihar Gramin Bank Dheng branch is located in Sitamarhi district, Bihar. This IFSC code page gives the exact code used to send and receive electronic funds. IFSC codes are required for NEFT, RTGS and IMPS transfers. Using the correct IFSC ensures your payment routes to the right bank and branch without delays or rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Dheng |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100032 |
| Branch Address | Dheng, SITAMARHI, 0, 9297954745 |
| Contact Number | 9297954745 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
This branch uses the IFSC code PUNB0MBGB06 under Punjab National Bank. Previously, regional rural banks such as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were restructured. Both UBGB and DBGB have been merged into a single entity that now operates using the Punjab National Bank IFSC code PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers, use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSCs will not be successful.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic fund transfers. The structure is fixed:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always zero (0), reserved for future use.
- Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch unit.
Example breakdown: PUNB0MBGB06 — PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s netbanking or mobile app. Choose the funds transfer option (NEFT/RTGS/IMPS).
- Select “Add Beneficiary” or “New Payee.” Enter beneficiary name, account number and the IFSC PUNB0MBGB06.
- Confirm other required details: branch name (Dheng), account type, and contact number if prompted.
- After adding, complete any bank-required verification (OTP, in-branch activation, or approval window).
- Initiate the transfer. For NEFT and IMPS the transfer is typically immediate or within minutes. RTGS is for higher-value immediate transfers.
- Save the beneficiary details for future transfers. Always double-check the IFSC and account number before confirming.
Benefits of Knowing the IFSC
- Ensures money reaches the exact branch and account without manual intervention.
- Speeds up transfers—reduces failed or returned transactions.
- Required for all electronic transfers: NEFT, RTGS, IMPS.
- Makes it easy to add beneficiaries in netbanking and mobile apps.
- Helps customer service locate transactions quickly when you provide correct IFSC and branch code.
Contact
Branch phone no: 9297954745
Branch Address: Dheng, SITAMARHI, 0, 9297954745
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Where can I find this branch IFSC on a cheque?
A: The IFSC is usually printed on the cheque leaf near the MICR line or the top-right. It is also printed in your passbook and on the bank’s welcome letter.
Q: What happens if I use a wrong IFSC code?
A: If the IFSC does not match the account number, the transfer may fail or be rejected. In some systems, if the account number and IFSC both point to an existing account, the payment may go to a different branch—so always verify both IFSC and account number.
Q: Is IFSC required for IMPS?
A: Yes. IMPS typically requires the beneficiary account number and IFSC. Some banks also allow transfers using MMID or UPI IDs; those methods do not require IFSC.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies the bank branch for electronic transfers. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque clearing. MICR helps speed up physical cheque processing but is not used for NEFT/RTGS/IMPS.
Q: My bank branch moved or changed name. Do I need a new IFSC?
A: If the bank reorganizes or merges, the IFSC may change. For this branch, the current valid IFSC is PUNB0MBGB06. Old IFSC codes from UBGB/DBGB are revoked. Always confirm the active IFSC with the bank before transferring funds.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.