The Bihar Gramin Bank branch at Suhai is located in Sitamarhi district of Bihar. This page lists its key contact details and the IFSC code you need for electronic fund transfers. The IFSC code is essential for routing payments over NEFT, RTGS and IMPS systems. Using the correct IFSC ensures funds reach the right bank and branch quickly and reduces failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Suhai |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100037 |
| Branch Address | Suhai, SITAMARHI, 0, 9297954783 |
| Contact Number | 9297954783 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. The combined operations now use a single IFSC code for this region: PUNB0MBGB06. All older UBGB and DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS payments to accounts that once belonged to UBGB or DBGB, use only PUNB0MBGB06. Transactions attempted using old IFSC codes may fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — always the digit 0 (reserved).
- Last 6 characters — branch identifier (alphanumeric). In this case MBGB06 identifies the specific branch code within the bank.
Example: PUNB0MBGB06 = PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use IFSC Code
Follow these steps when making transfers via online banking, mobile apps, or at the branch:
- Choose the transfer type: NEFT, RTGS or IMPS in your bank app or portal.
- Add a beneficiary by entering:
- Beneficiary name (as in their bank account).
- Account number (exact digits; double-check).
- IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Suhai branch.
- Save the beneficiary (banks often require an OTP or validation step).
- Initiate the transfer. Enter amount and purpose, then confirm using OTP or transaction PIN.
- For RTGS, note that banks treat it as for higher-value, urgent transfers (banks may apply minimums). For IMPS, transfers are instant and available 24×7. NEFT settles in batches—timing depends on the bank’s NEFT schedule.
- Always verify the beneficiary details after adding them. A wrong IFSC can delay or misroute funds.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch without manual routing.
- Reduces failed or returned transactions and associated delays.
- Required for adding beneficiaries and setting up electronic mandates.
- Enables instant electronic transfers via IMPS and faster batch processing via NEFT/RTGS.
- Helps banks and clearing systems identify the exact branch for reconciliation and settlement.
Contact
Branch phone no: 9297954783
Branch Address: Suhai, SITAMARHI, 0, 9297954783
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers related to this branch.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank and branch, the transaction may fail or be returned. If it routes to a different valid branch, funds could reach the wrong account. Contact your bank immediately if you suspect an error.
Q: Is IFSC required for UPI transfers?
A: UPI uses Virtual Payment Addresses (VPAs) and typically does not require an IFSC for person-to-person transfers. IFSC is required when adding bank account details or performing IMPS/NEFT/RTGS from a banking portal.
Q: How can I verify this IFSC before sending money?
A: Verify the IFSC from the beneficiary’s bank passbook, cheque leaf, or by calling the branch phone number shown above. Cross-check the bank name and branch to ensure accuracy.
Q: Is the IFSC case-sensitive?
A: No. IFSC codes are not case-sensitive, but standard practice is to write them in uppercase like PUNB0MBGB06.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.