Bihar Gramin Bank Athari IFSC Code

Bihar Gramin Bank Athari IFSC Code

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The Bihar Gramin Bank, Athari branch is located in Athari, Sitamarhi district, Bihar. This branch handles local deposits, withdrawals and electronic payments for residents and businesses in the area. For any online fund transfer (NEFT, RTGS or IMPS), the IFSC code is required. The IFSC uniquely identifies the bank and branch in the payment network and ensures funds route to the correct account during electronic transfers.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Athari
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100043
Branch Address Athari, SITAMARHI, 0, 9297954728
Contact Number 9297954728
City SITAMARHI
District SITAMARHI
Reason SITAMARHI
Pincode 0
State Bihar

Merger Update

The regional rural banks in Bihar previously known as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity under Punjab National Bank sponsorship. All branches now use the single IFSC code PUNB0MBGB06 for electronic transactions. The old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS and IMPS transfers you must use the new code PUNB0MBGB06; the old codes will not route payments.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is fixed:

  • First 4 characters: identify the bank (example: PUNB = Punjab National Bank).
  • 5th character: is always 0 (reserved).
  • Last 6 characters: identify the specific branch (example: MBGB06 for this consolidated code).

Example with this branch: PUNB (bank) + 0 (reserved) + MBGB06 (branch identifier) = PUNB0MBGB06.

How to Use IFSC Code

  • Open your bank’s online banking app or visit an ATM/branch transfer form.
  • Choose transfer mode: NEFT, RTGS or IMPS. (IMPS and many NEFT transactions work 24×7; RTGS is for immediate high-value transfers.)
  • Enter beneficiary name, account number and the IFSC: PUNB0MBGB06.
  • Double-check the IFSC and account number before confirming. A wrong IFSC may route the payment to another branch or cause a rejection.
  • Verify the beneficiary and branch details returned by your bank after entering IFSC. Confirm and authorize the transfer (OTP or transaction password as required).
  • Save the beneficiary details if you will pay them again; still re-check IFSC periodically in case of future changes.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic payments to the correct branch and account.
  • Required for NEFT, RTGS and IMPS transfers—without it transfers cannot proceed.
  • Speeds up transfers; correct IFSC reduces failed or delayed transactions.
  • Helps you verify branch identity (bank code + branch code) when reconciling payments.
  • Reduces risk of funds being sent to wrong branches or delayed for manual intervention.

Contact

Branch phone no: 9297954728

Branch Address: Athari, SITAMARHI, 0, 9297954728

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Can I use any old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions.

  • Q: What if I enter a wrong IFSC for a transfer?

    A: If the IFSC points to another valid branch, the funds may reach a different branch—causing delays and requiring reversal procedures. If it is invalid, the transfer will typically fail and the amount will return to your account. Always validate the IFSC and account number before sending money.

  • Q: Is IFSC case-sensitive?

    A: No. IFSC is alphanumeric and not case-sensitive, but banks display it in uppercase by convention (for example, PUNB0MBGB06).

  • Q: Where else is IFSC used besides NEFT, RTGS and IMPS?

    A: IFSC is used across most electronic payment systems in India for identifying the beneficiary branch. It is used in online forms, payroll setups, and third-party payment applications that support bank transfers.

  • Q: How can I verify this IFSC before making a large transfer?

    A: Confirm with the beneficiary or call the branch at 9297954728 or the bank’s toll-free number 18001807777. Also check the branch address and MICR (800811002) against your beneficiary details before sending large sums.

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