Bihar Gramin Bank Jogbana IFSC Code

Jogbana is a branch in Sitamarhi district, Bihar. It serves local customers for deposits, withdrawals, remittances and other retail banking needs. For electronic fund transfers (NEFT, RTGS, IMPS), the branch’s IFSC code is the routing identifier. Using the correct IFSC ensures the bank and branch are identified precisely so your payment reaches the intended account quickly and safely.

Bihar Gramin Bank Jogbana IFSC Code

Bank Name	Bihar Gramin Bank
Branch Name	Jogbana
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100046
Branch Address	Jogbana, SITAMARHI, 0, 9297954752
Contact Number	9297954752
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single identity now using the IFSC code PUNB0MBGB06 issued under Punjab National Bank. Old UBGB / DBGB IFSC codes have been revoked for electronic transactions. For NEFT, RTGS or IMPS, use only the new IFSC PUNB0MBGB06 for fund transfers to this group of branches. If you have standing instructions or beneficiary entries using old IFSCs, update them with the bank immediately.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to the correct bank and branch.

• First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier. Example: MBGB06 identifies the specific branch/branch group.

How to Use IFSC Code

• Confirm the beneficiary’s bank name, branch, account number and IFSC. For Jogbana use PUNB0MBGB06.
• Log in to your bank’s netbanking or mobile app, or visit the branch/ATM as allowed.
• Choose transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT runs in settlement batches; RTGS is used for large-value transfers—check your bank’s threshold.)
• Enter beneficiary name, account number and IFSC exactly. Enter purpose and amount.
• Verify details and authorize the payment (OTP, transaction password or hardware token as required).
• Save the transaction reference / UTR number. Use it to track or to report any dispute.

Practical tips: Double-check account number and IFSC before confirming. If you are adding a beneficiary, banks may require a cooling period (usually a few hours) before you can transfer funds.

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS transfers to the correct branch.
• Speeds up payments and reduces failed or returned transactions.
• Makes it easy to add beneficiaries in online banking or mobile apps.
• Helps customer support trace transactions quickly using UTR and IFSC details.
• Important after bank mergers—using the updated IFSC avoids rejected transfers.

Contact

Branch phone no: 9297954752

Branch Address: Jogbana, SITAMARHI, 0, 9297954752

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB or DBGB IFSC for transfers?

  A: No. Old UBGB/DBGB IFSCs are revoked. Use the new IFSC PUNB0MBGB06 for transactions after the merger.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match the account number, the transaction usually fails and funds are not debited, or the bank may route it to a different branch if the account number exists there. Contact your bank immediately with the UTR to resolve and request reversal if needed.

• Q: Where do I find the IFSC on a cheque?

  A: IFSC is printed on the cheque leaf (usually near the top or bottom) and also available on the bank passbook or bank’s official communications.

• Q: Which transfer method should I use—NEFT, RTGS or IMPS?

  A: Use IMPS for immediate small-value transfers any time. NEFT is fine for routine transfers (batch settlements). RTGS is preferred for high-value, real-time transfers—check your bank’s limits. Confirm with your bank for charges and timing.

• Q: How do I update a saved beneficiary IFSC after the merger?

  A: Log in to netbanking or your mobile bank app, edit the beneficiary details and update the IFSC to PUNB0MBGB06. Some banks require re-verification or a cooling period before transfers are allowed to the updated beneficiary.