Bihar Gramin Bank Balha Madhusudan IFSC Code

Balha Madhusudan branch is located in Sitamarhi district of Bihar. This article provides the key branch details and explains why the IFSC code matters for electronic fund transfers. When you send or receive money via NEFT, RTGS or IMPS you must give the correct IFSC so the payment routes to the right bank and branch. An incorrect or outdated IFSC can delay transactions or cause them to bounce.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Balha Madhusudan
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100137
Branch Address	Balha Madhusudan, SITAMARHI, 0, 9297954735
Contact Number	9297954735
City	SITAMARHI
District	SITAMARHI
Reason	SITAMARHI
Pincode	0
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under sponsorship of Punjab National Bank. The merged operations now use a single IFSC code: PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS or IMPS transactions to this branch. Always verify the IFSC before initiating a transfer.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payment systems.

• Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
• Character 5: Always 0 (reserved for future use).
• Characters 6–11: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code for NEFT, RTGS, IMPS

Follow these steps when sending money from online banking, mobile app or at a branch.

• 1. Collect recipient details: account name, account number, bank name, branch name, IFSC (PUNB0MBGB06).
• 2. Choose transfer type: IMPS for instant 24×7 transfers, NEFT for regular electronic transfers (batch settlements), RTGS for real-time gross settlement—typically used for large-value payments.
• 3. In netbanking or mobile app: go to payment → add beneficiary → enter account number, name, IFSC and branch. Save beneficiary (authorisation may require OTP).
• 4. Initiate transfer: select saved beneficiary, enter amount, purpose and confirm. Authenticate with OTP/MPIN/password as required.
• 5. For branch/physical forms: fill beneficiary details on NEFT/RTGS/IMPS form and submit with KYC/ID if needed. Bank will process the request.
• 6. Verify confirmation: note UTR/reference number. Check recipient account for credit and confirm if needed.

Tip: Always double-check the IFSC from the payee’s passbook, cheque leaf, bank statement or by calling the branch (9297954735). A wrong IFSC can delay the process.

Benefits of Knowing the IFSC

• Ensures fund transfers reach the exact branch and account without manual routing.
• Required field for NEFT, RTGS and IMPS—without it the transaction may fail or be delayed.
• Helps confirm the sponsor bank (PUNB here) when adding beneficiaries.
• Useful for verifying branch identity using MICR (800811002) and branch code (100137).
• Saves time at the branch and reduces follow-up calls when transfers are accurately set up.

Contact

Branch phone no: 9297954735

Branch Address: Balha Madhusudan, SITAMARHI, 0, 9297954735

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: How do I confirm the correct IFSC for Balha Madhusudan branch?
  A: Confirm from the branch passbook, cheque leaf, recent bank statement, or call the branch at 9297954735. The valid IFSC for transactions is PUNB0MBGB06.
• Q: Can I use an old UBGB or DBGB IFSC to transfer money?
  
  A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use only PUNB0MBGB06 for NEFT/RTGS/IMPS to this branch.
• Q: What happens if I enter the wrong IFSC but the correct account number?
  
  A: If the IFSC points to a different bank/branch, the funds may be routed incorrectly or returned. Many systems also validate IFSC and account-bank pairing — when mismatched the transaction may be blocked. Contact your bank immediately with UTR/reference number for resolution.
• Q: Is IFSC the same as MICR?
  
  A: No. IFSC is used for electronic transfers and is 11 characters (example: PUNB0MBGB06). MICR (example: 800811002) is a 9-digit code printed on cheques used by the clearing system.
• Q: The table shows Pincode = 0. Does that mean the branch has no pincode?
  
  A: A pincode of “0” indicates the pincode was not provided in the source data. To get the accurate postal pin, call the branch at 9297954735 or check address details on an official bank document.