The Bihar Gramin Bank Sirauli branch is located in Sitamarhi district of Bihar. This branch uses the IFSC code when you send or receive funds through India’s electronic payment systems. IFSC codes are required for NEFT, RTGS and IMPS transfers. Entering the correct IFSC ensures your money reaches the right bank and branch quickly and without delays.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sirauli |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100177 |
| Branch Address | Sirauli, SITAMARHI, 0, 9297954776 |
| Contact Number | 9297954776 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). After the merger, the combined branches now use a single IFSC code format under Punjab National Bank. The valid IFSC for this branch is PUNB0MBGB06. Old IFSC codes that began with UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transfers use only the new IFSC PUNB0MBGB06 to avoid failed transactions or delays.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify banks and their branches in electronic payments.
- Characters 1–4: identify the bank. Example: PUNB = Punjab National Bank.
- Character 5: is reserved and is 0 (zero) in current standard IFSCs.
- Characters 6–11: identify the specific branch. Example: in PUNB0MBGB06 the last six characters identify the Sirauli branch.
How to Use IFSC Code
- Open your bank’s netbanking, mobile banking app, or visit the branch to add a beneficiary.
- Provide beneficiary name, account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank Sirauli.
- Select the fund transfer service: NEFT (batch-based, available throughout the day), RTGS (for large-value immediate transfers; minimum limits apply by bank), or IMPS (instant and available 24×7).
- Enter the amount and any remarks. Verify account number and IFSC carefully before confirming.
- Complete two-factor authentication as required (OTP or token). Save the beneficiary only after confirmation.
- If you are using a branch deposit or a paper form, write the IFSC in the beneficiary bank/branch field exactly as PUNB0MBGB06.
Benefits of Knowing the IFSC
- Ensures funds go to the correct bank and branch during electronic transfers.
- Reduces failed transfers and the time taken to trace or reverse payments.
- Required when adding beneficiaries in netbanking or mobile apps.
- Useful for vendor payments, salaries, refunds, and government transfers.
- Helps customer service quickly identify the receiving branch when resolving payment issues.
Contact
Branch phone no: 9297954776
Branch Address: Sirauli, SITAMARHI, 0, 9297954776
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q1: Can I use this IFSC for NEFT, RTGS and IMPS?
Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS to send money to the Bihar Gramin Bank Sirauli branch.
Q2: What happens if I enter the wrong IFSC?
If the IFSC does not match the intended branch, the payment may be routed to a different branch or returned. If account number and IFSC mismatch, the transaction can fail or go into a trace process. Contact your bank immediately to start a trace if funds do not arrive.
Q3: Where can I find the IFSC on my cheque or passbook?
IFSC is printed on the cheque leaf and usually on the first page of your passbook near branch details. You can also get it from the branch, bank statements, or by asking the bank helpdesk.
Q4: Is IFSC required for UPI transfers?
No. UPI transfers use virtual payment addresses and do not require IFSC for routine transfers. However, if you add a beneficiary using bank account details in netbanking or certain bank apps, IFSC is required.
Q5: How long do transfers take using IFSC?
IMPS is instant (seconds). NEFT is processed in hourly batches or near real-time depending on bank, typically within a few hours. RTGS is real-time and used for high-value transfers; settlement is usually immediate during RTGS hours. Exact timing can vary by bank cut-offs and holidays.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.