Bathnaha branch of Bihar Gramin Bank is located in Sitamarhi district of Bihar. This branch serves local customers for deposits, withdrawals and remittances. For electronic fund transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code for the receiving branch. The IFSC tells the transfer system which bank and which branch will receive the funds. A wrong or revoked IFSC can delay the payment or cause it to be returned.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Bathnaha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100178 |
| Branch Address | Bathnaha, SITAMARHI, 0, 9297954736 |
| Contact Number | 9297954736 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank’s regional structure for these rural branches. All old UBGB IFSC codes are revoked. The Bathnaha branch now uses the single IFSC code PUNB0MBGB06 under Punjab National Bank for all electronic transfers. Do not use old UBGB IFSC codes; transactions using revoked codes will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic fund transfers in India.
Structure:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — always 0 (reserved for future use).
- Last 6 characters — branch identifier (can be letters, numbers or both). In this case MBGB06 identifies the Bathnaha/Punjab National Bank rural branch mapping.
Example: PUNB0MBGB06 breaks into PUNB | 0 | MBGB06.
How to Use IFSC Code
When you send money by NEFT, RTGS or IMPS, provide the recipient details exactly. Follow these steps:
- Open your bank’s netbanking app or mobile banking.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06.
- Verify there are no extra spaces and that letters and numbers are correct. IFSC is case-insensitive, but use uppercase for clarity.
- Save beneficiary. If your bank requires validation, a small virtual OTP or micro-amount may be used to confirm details.
- Initiate the transfer. Select the saved beneficiary, enter amount and confirm with your transaction PIN/OTP.
- Keep the transaction reference for tracking. If a transfer fails, contact your bank with the reference.
Note: IMPS is instant and available 24×7. NEFT and RTGS processes depend on bank/clearing schedules, but always require the correct IFSC.
Benefits of Knowing the IFSC
- Ensures funds reach the intended branch quickly and without return delays.
- Prevents transfer errors that can lead to refunds or reconciliation work.
- Makes adding beneficiaries in internet banking or mobile apps straightforward.
- Required for electronic receipts like salary credits, vendor payments, or refunds.
- Helps customer support trace transactions faster using the proper branch code.
Contact
Branch phone no: 9297954736
Branch Address: Bathnaha, SITAMARHI, 0, 9297954736
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
- Q: Can I use an old UBGB IFSC for a transfer to Bathnaha?
A: No. Old UBGB IFSC codes are revoked. Use PUNB0MBGB06 only. Using revoked codes will cause the transfer to fail or be returned.
- Q: Is IFSC the same as MICR?
A: No. IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) is used for cheque clearing and is a 9-digit code. For Bathnaha, the MICR is 800811002.
- Q: What if I enter a wrong IFSC by mistake?
A: If the IFSC does not match any valid branch under the destination bank, the transaction will typically fail and funds return to the sender. If the IFSC matches a different branch, funds could go to an unintended account—contact your bank immediately with transaction reference to initiate recovery.
- Q: Which transfers need IFSC?
A: NEFT, RTGS and IMPS require the beneficiary bank account number and IFSC. UPI payments usually do not require IFSC because they use VPA IDs.
- Q: How can I verify the IFSC before sending money?
A: Verify IFSC on the beneficiary’s bank cheque leaf, bank passbook, official bank branch notice, or by calling the branch number 9297954736. Always confirm with the beneficiary before transferring.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.