Bihar Gramin Bank Dumra IFSC Code

Bihar Gramin Bank Dumra IFSC Code

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The Bihar Gramin Bank Dumra branch is located in Dumra, Sitamarhi district, Bihar. This branch serves local customers for deposits, withdrawals, loans and remittances. For electronic fund transfers (NEFT, RTGS, IMPS), the IFSC code is essential. It uniquely identifies the bank and branch so that funds route correctly and reach the intended account without delays.

Branch Details Table

Bank Name Bihar Gramin Bank
Branch Name Dumra
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100874
Branch Address Dumra, SITAMARHI, 0, 9297954748
Contact Number 9297954748
City SITAMARHI
District SITAMARHI
Reason SITAMARHI
Pincode 0
State Bihar

Merger Update

If this branch was earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the important change: UBGB and DBGB have been merged under Punjab National Bank for the purpose of IFSC usage. All old UBGB/DBGB IFSC codes have been revoked. The single valid IFSC for transactions is PUNB0MBGB06. Use only this code for NEFT, RTGS and IMPS to avoid failed or misrouted transfers.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify a bank branch in electronic fund transfers. Structure:

  • Characters 1–4: Bank identifier (example: PUNB represents Punjab National Bank).
  • Character 5: Always 0 (reserved for future use).
  • Characters 6–11: Branch identifier (alphanumeric). In this example, MBGB06 identifies the Dumra branch.

How to Use IFSC Code (NEFT / RTGS / IMPS)

  • Open your bank’s netbanking, mobile app, or visit the branch counter.
  • Choose the transfer type: NEFT (for most retail transfers), RTGS (for high-value, same-day transfers), or IMPS (instant, 24×7 small-value transfers).
  • Enter beneficiary name, account number, and the IFSC PUNB0MBGB06 exactly as given.
  • Verify the beneficiary bank and branch name that appear after entering IFSC. Confirm these details before proceeding.
  • Enter amount, purpose (if required), and authenticate the transaction (OTP / Transaction password).
  • Save confirmation or UTR / reference number for tracking.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic funds to the correct branch and account.
  • Prevents transfer delays and reduces the chance of failed or returned transactions.
  • Required for setting up beneficiaries in netbanking and mobile banking apps.
  • Useful for employers, government payments, vendors, and recurring transfers.
  • Helps customer service teams identify branch details quickly when checking transaction issues.

Contact

Branch phone no: 9297954748

Branch Address: Dumra, SITAMARHI, 0, 9297954748

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

  • Q: Can I use any earlier UBGB or DBGB IFSC for transfers to this Dumra branch?

    A: No. Old UBGB/DBGB IFSC codes have been revoked. Use only the IFSC PUNB0MBGB06 for NEFT/RTGS/IMPS to this branch.

  • Q: What if I type the wrong IFSC while making a transfer?

    A: If the IFSC does not match the account number, the payment may fail or be returned. If it matches another valid branch, the funds could be routed to the wrong branch. Always double-check the IFSC and account number before confirming the transfer.

  • Q: Is IFSC the same as MICR?

    A: No. IFSC is for electronic fund transfers and is 11 characters long. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. This branch’s MICR is 800811002.

  • Q: How do I verify the IFSC before sending money?

    A: Verify the IFSC printed on the bank passbook, cheque leaf (if issued), or confirm with the branch by phone (9297954748). When you enter the IFSC in netbanking, the system usually displays the bank and branch name—confirm this before proceeding.

  • Q: What should I do if a NEFT/RTGS/IMPS transfer is not received?

    A: Keep the transaction reference/UTR number. Contact your sending bank first with the UTR. If needed, contact the beneficiary branch (9297954748) or the head office toll-free number (18001807777) and provide transaction details for investigation.

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