Doghara Sahwajpur is a branch location in Sitamarhi district, Bihar. This branch serves local residents and businesses for deposits, withdrawals and electronic fund transfers. For NEFT, RTGS and IMPS transfers you must use the correct IFSC code. The IFSC ensures your payment reaches the exact bank branch without manual routing. Entering a wrong IFSC can delay the transfer or route it to the wrong branch.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Doghara Sahwajpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108118 |
| Branch Address | Doghara Sahwajpur, SITAMARHI, 0, 9297954746 |
| Contact Number | 9297954746 |
| City | SITAMARHI |
| District | SITAMARHI |
| Reason | SITAMARHI |
| Pincode | 0 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged under Punjab National Bank (PNB) sponsorship. All branches that previously used UBGB or DBGB IFSCs now operate under the single IFSC PUNB0MBGB06. The old UBGB/DBGB IFSC codes have been revoked. For fund transfers (NEFT/RTGS/IMPS) use only the new IFSC PUNB0MBGB06. Transactions attempted with old IFSCs will not complete and may be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payments.
- First 4 characters – identify the bank. Example: PUNB = Punjab National Bank.
- 5th character – reserved and is always 0 in the standard format.
- Last 6 characters – identify the specific branch. In this IFSC PUNB0MBGB06, the branch identifier is MBGB06.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s online banking, mobile app or visit the branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is real-time for low/medium amounts; RTGS is for high-value; NEFT is batch-based though frequently available round-the-clock.)
- Enter the beneficiary account number exactly as provided.
- Enter the beneficiary name and the IFSC: PUNB0MBGB06 (for Doghara Sahwajpur branch).
- Enter transfer amount and purpose. Verify bank-set limits and timings for RTGS or IMPS if applicable.
- Verify all details on the confirmation screen. A mismatched IFSC routes the payment to a different branch; an incorrect account number can cause a return.
- Authorize the transaction with your OTP, UPI PIN or transaction password.
- Save the transaction reference/UTR for tracking and reconciliation.
Benefits of Knowing the Correct IFSC
- Ensures funds reach the intended branch without manual intervention.
- Speeds up processing of NEFT, RTGS and IMPS transfers.
- Reduces the chance of failed transfers and related merchant or payroll problems.
- Makes reconciliation simpler for businesses and account holders.
- Required for adding beneficiaries in internet banking and mobile apps.
Contact
Branch phone no: 9297954746
Branch Address: Doghara Sahwajpur, SITAMARHI, 0, 9297954746
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
- Q: How do I confirm the IFSC before making a transfer?
A: Check the branch passbook, cheque leaf or the branch’s official communication. You can also confirm with the branch phone number 9297954746. Use PUNB0MBGB06 for Doghara Sahwajpur.
- Q: Can I transfer money with only the account number and no IFSC?
A: Most online and mobile banking forms require IFSC. At a bank counter, staff may route transfers using internal systems, but providing IFSC avoids errors.
- Q: What happens if I use a wrong IFSC but correct account number?
A: If the IFSC points to a different bank/branch, the transfer may be credited to a different account or returned. Banks usually try to match account number and IFSC; mismatches can delay resolution.
- Q: Are old UBGB IFSC codes still valid?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for transactions.
- Q: How long does a NEFT/RTGS/IMPS transfer to this branch take?
A: IMPS is instant. NEFT and RTGS timings depend on your bank and settlement cycles, but many banks now offer near round-the-clock NEFT/RTGS. Save the transaction UTR and contact the branch or your bank if a transfer is delayed.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.