The Bihar Gramin Bank branch at Jamo Bazar serves customers in Jamo Bazar, Siwan district, Bihar (pincode 841413). For electronic fund transfers—NEFT, RTGS and IMPS—the branch IFSC is required so the payment system can route money precisely to this branch and account. Using the correct IFSC prevents delays, failed transfers and returns, and ensures funds credit the intended beneficiary quickly.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jamo Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100617 |
| Branch Address | Jamo Bazar, SIWAN, 841413, 9297954449 |
| Contact Number | 9297954449 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841413 |
| State | Bihar |
Merger Update
Note: The IFSC PUNB0MBGB06 is the unified code under Punjab National Bank used after consolidation of regional gramin banks. Specifically, Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT/RTGS/IMPS transactions, use the current IFSC PUNB0MBGB06 only; legacy IFSCs will not route funds.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that identifies a bank branch in electronic payment systems.
Structure:
- First 4 characters — Bank identifier (letters). Example: PUNB = Punjab National Bank.
- 5th character — Always 0 (reserved for future use).
- Last 6 characters — Branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch.
So, PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.
How to Use IFSC Code
Steps to make a transfer (typical web or mobile banking or bank branch):
- Open the fund transfer screen in your bank app or visit the branch.
- Choose transfer type: NEFT, RTGS (for high-value, real-time) or IMPS (instant, 24×7).
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code: PUNB0MBGB06. Double-check each character (letters vs. zero).
- Enter amount and remarks if needed. Verify transfer limits for RTGS/NEFT/IMPS in your bank.
- Authenticate the payment using OTP, netbanking password, or UPI PIN as required.
- Save beneficiary for future payments after a successful transfer if desired.
Practical checks:
- Confirm IFSC from a recent bank statement or the beneficiary’s passbook if unsure.
- For bulk or corporate payments, validate IFSC in your supplier database before processing.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch and account.
- Reduces failed transactions and return charges.
- Required for setting up electronic mandates, salary credits, and vendor payments.
- Enables immediate verification in many banking systems, reducing manual intervention.
- Useful for inward remittances where senders need exact branch details.
Contact
Branch Phone No: 9297954449
Branch Address: Jamo Bazar, SIWAN, 841413
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use the branch name instead of IFSC for an online transfer?
A: No. The electronic payment system requires the IFSC to route the payment. Branch name alone will not identify the routing path.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to another valid branch, the transfer may go to that branch. If the account number does not exist at that branch, the payment will fail and be returned; this causes delays. Always verify IFSC and account number together.
Q: Is the MICR code needed for NEFT/RTGS/IMPS?
A: No. MICR is used for cheque processing by clearing houses. IFSC is mandatory for electronic transfers (NEFT/RTGS/IMPS).
Q: Are the old UBGB or DBGB IFSC codes still valid?
A: No. After the merger into Punjab National Bank, old UBGB and DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for this branch.
Q: How can I verify the IFSC before making a large transfer?
A: Check the beneficiary’s passbook, a recent bank statement, contact the branch at 9297954449, or ask the beneficiary to confirm. For corporate or high-value payments, do a small test transfer first.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.