Bihar Gramin Bank Jagdishpur More IFSC Code

Jagdishpur More branch of Bihar Gramin Bank is located in Siwan district of Bihar (Pin code 841439). This page provides the exact IFSC and branch details you need for electronic fund transfers. The IFSC code is essential when sending money through NEFT, RTGS or IMPS — it tells the sending bank which bank and which specific branch should receive the funds. Using the correct IFSC avoids delays, failed transfers or misrouting of funds.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Jagdishpur More
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100620
Branch Address	Jagdishpur More, SIWAN, 841439, 9297955869
Contact Number	9297955869
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841439
State	Bihar

Merger Update

Bihar Gramin Bank now operates using the single IFSC code PUNB0MBGB06 under Punjab National Bank sponsorship. Earlier regional rural banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — were merged and their old IFSC codes have been revoked. For all electronic transfers (NEFT, RTGS, IMPS) to this branch use only the new IFSC PUNB0MBGB06. Old UBGB/DBGB IFSCs are no longer valid and will cause transaction failures.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify a bank branch for electronic payments in India. The structure is:

• First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). Example for this branch: MBGB06. So the full IFSC is PUNB0MBGB06.

How to Use IFSC Code

Follow these steps when sending money to Jagdishpur More branch:

• Open your bank’s netbanking or mobile app, or visit your bank branch.
• Choose “Add Beneficiary” or “New Payee.”
• Enter beneficiary name exactly as on their bank account, account number, and IFSC PUNB0MBGB06.
• Select transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are used for larger or standard transfers depending on your bank’s options.)
• Enter amount and any transfer remarks, then confirm.
• Authenticate the transaction with your OTP or token. Note the transaction reference/UTR for tracking.

Practical notes:

• If using UPI (VPA), IFSC is not required. IFSC is needed for account-to-account transfers outside UPI.
• Check your sending bank’s limit and charges for NEFT/RTGS/IMPS — these vary by bank and transaction amount.
• If you are unsure about the branch code or account number, confirm with the beneficiary before transferring.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank and branch. Accurate routing reduces failed or delayed transfers.
• Required to add a beneficiary for NEFT, RTGS and IMPS transactions.
• Helps troubleshoot failed transactions — you can verify if the IFSC vs. account number matched.
• Useful for receiving refunds, salary credits, government payments, or vendor receipts that require branch-level routing.
• Keeps electronic transfers secure by reducing manual errors when entering beneficiary details.

Contact

Branch Phone: 9297955869
Branch Address: Jagdishpur More, SIWAN, 841439
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?

  A: Yes. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS. Old UBGB/DBGB IFSC codes have been revoked after the merger.

• Q: What happens if I enter the wrong IFSC but the correct account number?

  A: Most payment systems route based on both IFSC and account details. If the IFSC and account number do not correspond, the transaction may be rejected or delayed. In rare cases, manual intervention may be needed to recover funds. Always confirm both IFSC and account number before sending.

• Q: Can I receive international wire transfers using this IFSC?

  A: No. IFSC is for domestic electronic transfers. For international transfers you need the bank’s SWIFT/BIC code and correspondent bank details. Contact the branch or head office to get the correct SWIFT instructions and correspondent bank information.

• Q: How quickly will funds reach the beneficiary?

  A: IMPS is immediate (real-time). NEFT and RTGS timing depends on the systems and sending bank — many banks now process NEFT/RTGS round-the-clock, but settlement timing can vary. Check with your bank for expected credit times and fees.

• Q: Who do I contact if a transfer to this IFSC fails?

  A: First contact your sending bank with the transaction UTR or reference. Also call the Jagdishpur More branch at 9297955869 or the head office toll-free 18001807777 for assistance. Keep beneficiary account details and payment reference available.