The Bihar Gramin Bank branch at Paterhi is located in Paterhi village, Siwan district, Bihar (PIN 841244). This IFSC code is needed when you send or receive funds using NEFT, RTGS or IMPS. The IFSC uniquely identifies the bank and branch in the electronic payment network so your transfer reaches the correct account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
|---|---|
| Branch Name | Paterhi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100622 |
| Branch Address | Paterhi, SIWAN, 841244, 9297954482 |
| Contact Number | 9297954482 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841244 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. These merged branches now use the single IFSC code PUNB0MBGB06 (the PNB-sponsored code). Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for electronic transactions. If you have an old IFSC from UBGB/DBGB, do not use it; update beneficiary details before transferring funds.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character code used to identify bank branches in electronic funds transfers. The structure is:
- First 4 characters – bank identifier (letters). Example: PUNB for Punjab National Bank.
- 5th character – reserved and is always 0.
- Last 6 characters – branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
Note: The branch code shown in bank records (numeric, here 100622) may differ from the alphanumeric suffix in the IFSC. The IFSC’s last six characters are the official electronic identifier for the branch.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank’s netbanking/mobile app and go to the fund transfer or add beneficiary section.
- Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly as shown. Even one wrong character can route the payment incorrectly or fail.
- Select transfer type:
- NEFT – used for most routine transfers. Many banks now support 24×7 NEFT, but check your bank’s cut-off times.
- RTGS – for high-value transfers (typically minimum around Rs. 2,00,000; check your bank for limits). RTGS is usually real-time during business hours.
- IMPS – instant 24×7 transfers for smaller amounts. Useful for immediate payments outside banking hours.
- Enter amount and any remarks, confirm details and authenticate with OTP or token.
- If adding a beneficiary for the first time, do a small test transfer to confirm accuracy before sending a large amount.
- If a beneficiary’s bank asks for branch code, you can provide 100622 (branch code) along with the IFSC.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account in electronic transfers.
- Reduces failed or returned transactions caused by wrong branch identification.
- Makes adding beneficiaries quick and error-free in netbanking or apps.
- Helps resolve discrepancies with clear identification when contacting bank support.
- Required for tax payments, salary credits, online purchases and government transfers that use bank routing.
Contact
Branch phone no: 9297954482
Branch Address: Paterhi, SIWAN, 841244
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank Paterhi?
A: Yes. The current and valid IFSC for the Paterhi branch is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS.
Q: I have an older IFSC from UBGB or DBGB. Can I still use it?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Only PUNB0MBGB06 is valid now. Update beneficiary details before transferring funds.
Q: What’s the difference between IFSC and MICR?
A: IFSC (11 characters) routes electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits) helps clear cheques in the clearing system. Both identify branches but serve different systems.
Q: What if I enter the wrong IFSC while sending money?
A: If the IFSC points to a valid branch and the account number matches an existing account, the money will go to that account. If the IFSC or account doesn’t match any valid record, the transaction will fail or be returned. Always double-check before confirming.
Q: How can I verify this IFSC before making a transfer?
A: Verify the IFSC from your bank passbook, a cheque leaf of the branch, or by calling the branch at 9297954482. When in doubt, do a small test transfer first.
If you need a step-by-step check before initiating a large transfer, contact the branch or the head office toll-free number to confirm beneficiary details and limits.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.