Bihar Gramin Bank Chakari IFSC Code

Bihar Gramin Bank, Chakari branch is located in Chakari village, Siwan district, Bihar (PIN 841231). This IFSC code is essential for electronic fund transfers. Banks use the IFSC for routing payments through NEFT, RTGS and IMPS. A correct IFSC ensures the payment reaches the intended branch and account without delay or reversal.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Chakari
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100623
Branch Address	Chakari, SIWAN, 841231, 9297954429
Contact Number	9297954429
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841231
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganized and their operations consolidated under a single setup using the IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. For electronic transfers (NEFT/RTGS/IMPS) use only the current IFSC PUNB0MBGB06. Transactions using revoked IFSC codes will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.

• First 4 characters – identify the bank (example: PUNB = Punjab National Bank).
• 5th character – reserved and is always 0.
• Last 6 characters – identify the specific branch (example: MBGB06).

Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch identifier).

How to Use IFSC Code for NEFT, RTGS and IMPS

• Open your bank’s internet banking site or mobile app. Or visit the branch for offline transfers.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant 24×7; NEFT and RTGS are also available round-the-clock in most banks.)
• Enter beneficiary details: name, account number, and IFSC PUNB0MBGB06. Verify the beneficiary bank and branch displayed by the app.
• Enter amount and remarks. For RTGS, confirm minimum amount limits (RTGS typically applies for large value transfers; RBI has set the minimum at ₹2,00,000; check with your bank for current limits).
• Confirm and authorize using OTP, UPI PIN or transaction password as required by your bank.
• Save the beneficiary for future transfers after the first successful verification.

Practical tip: Always verify the beneficiary account number and IFSC by checking a recent cancelled cheque or bank passbook to avoid errors.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account.
• Speeds up electronic transfers and reduces failed transactions.
• Required for adding beneficiaries in online banking and mobile apps.
• Helps distinguish branches with similar names in different districts or states.
• Useful for automated payments, vendor settlements and payroll setups.

Contact

Branch phone no: 9297954429

Branch Address: Chakari, SIWAN, 841231

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q1: Is PUNB0MBGB06 the only valid IFSC for this Chakari branch?
A: Yes. Use PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to this branch. Old codes from UBGB/DBGB are revoked.

Q2: How soon will a transfer reach the beneficiary?
A: IMPS is immediate (within seconds). NEFT is typically processed within minutes to an hour, but can vary by bank and clearing cycles. RTGS is real-time for high-value payments. If an unusual delay occurs, contact the sending bank with transaction reference number.

Q3: What if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the payment will likely fail and be returned. If the IFSC maps to a different valid branch but the account number matches someone else, funds could be miscredited. Always double-check both IFSC and account number.

Q4: What are NEFT/RTGS/IMPS limits for this branch?
A: Transaction limits depend on your bank’s policy, not the beneficiary branch. Generally, RTGS has a minimum of ₹2,00,000 for value transfers; IMPS limits are usually lower (often up to ₹2,00,000 per transaction) but vary by bank. Verify limits with your bank before initiating large transfers.

Q5: How can I confirm the beneficiary details before sending large amounts?
A: Ask the beneficiary to provide a cancelled cheque or a bank statement showing the account number and branch. Use a small test transfer first if unsure. Keep transaction receipts and reference numbers until the beneficiary confirms receipt.