Bihar Gramin Bank Sakara Bazar IFSC Code

Bihar Gramin Bank, Sakara Bazar branch is located in Sakara Bazar, Siwan district, Bihar (PIN 841245). This branch serves retail and rural customers in and around Siwan. For electronic fund transfers such as NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC identifies the bank and specific branch so payments route correctly and reach the intended account without delay.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Sakara Bazar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100625
Branch Address	Sakara Bazar, SIWAN, 841245, 9297954575
Contact Number	9297954575
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841245
State	Bihar

Merger Update

Important: Several rural banks in Bihar were reorganized. The former Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been brought under Bihar Gramin Bank and integrated with Punjab National Bank for IFSC mapping. As a result, branches formerly using UBGB or DBGB IFSC codes now use a single code: PUNB0MBGB06 (under Punjab National Bank mapping). Old UBGB/DBGB IFSC codes have been revoked. For fund transfers, use only the new IFSC PUNB0MBGB06; transactions attempted with revoked IFSCs may fail or be delayed.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify banks and branches for electronic payments. Its structure is fixed:

• First 4 characters: Alphabetic bank identifier (for example, “PUNB” stands for Punjab National Bank).
• 5th character: Always the digit “0” (reserved for future use).
• Last 6 characters: Alphanumeric branch identifier (for example, “MBGB06” identifies the specific branch mapping).

For this branch the IFSC PUNB0MBGB06 decodes as: PUNB = Punjab National Bank mapping, 0 = reserved, MBGB06 = branch code assigned for Bihar Gramin Bank Sakara Bazar under that mapping.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s netbanking or mobile banking app and go to the “Fund Transfer” or “Add Beneficiary” section.
• Enter beneficiary name exactly as on their bank account, the account number, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Sakara Bazar.
• Select the transfer type: NEFT, RTGS or IMPS. The app will usually show allowed modes based on amount and bank settings.
• Verify all details visually before submitting: small typos in IFSC or account number cause failed transfers or misrouting.
• Authorize the transfer with OTP, UPI PIN or transaction password as required by your bank.
• Note the transaction reference for tracking. If a transfer fails, contact your bank quoting that reference and the beneficiary IFSC/account details.

Tip: IFSC appears on passbooks and cheque leaves. If you have an old UBGB/DBGB cheque, do not rely on its IFSC—use the new PUNB0MBGB06 code.

Benefits of Knowing the Correct IFSC

• Ensures funds are routed to the correct bank branch and account without delays.
• Reduces transaction failures and return charges associated with incorrect details.
• Allows smooth registration of beneficiaries in internet and mobile banking.
• Makes reconciliation easier for payments received from multiple sources.
• Helps customer support trace transactions faster using the exact branch code.

Contact

Branch phone: 9297954575

Branch address: Sakara Bazar, SIWAN, 841245

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

Q: What is the IFSC for Bihar Gramin Bank, Sakara Bazar?

A: The IFSC is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transfers to the Sakara Bazar branch.

Q: Can I use an older UBGB or DBGB IFSC for transfers?

A: No. Old UBGB and DBGB IFSC codes have been revoked after reorganization. Use only the new code PUNB0MBGB06. Transfers using revoked IFSCs are likely to fail or be returned.

Q: Where can I verify the IFSC before making a transfer?

A: Verify the IFSC on the beneficiary’s cheque leaf, passbook, bank branch letterhead, or by contacting the branch phone: 9297954575. Also verify with your bank’s beneficiary setup screen—banks often validate IFSC automatically.

Q: What happens if I enter the wrong IFSC but correct account number?

A: If the incorrect IFSC maps to a different valid branch and the account number exists there, funds could be misrouted. If the IFSC is invalid, the transfer will likely be rejected. Always double-check both IFSC and account number. If a mistake happens, contact your bank immediately with the transaction reference for recovery steps.

Q: How long do electronic transfers take once I use the correct IFSC?

A: Timing depends on the transfer mode: IMPS is usually instant, NEFT is processed in hourly or half-hourly batches depending on the bank’s facility, and RTGS is near-real-time for high-value transfers. If a transaction is delayed, use the transaction reference to trace it with your bank.