Bihar Gramin Bank Hariharpur Lalgarh IFSC Code

The Bihar Gramin Bank branch at Hariharpur Lalgarh is located in Siwan district, Bihar (Pincode 841434). For anyone sending or receiving funds to this branch using NEFT, RTGS or IMPS, the correct IFSC is essential. The IFSC tells the payment system which bank and which branch will receive the funds so transfers route correctly and clear without delay. Using the wrong IFSC can cause failed transfers, return of funds, or delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Hariharpur Lalgarh
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100627
Branch Address	Hariharpur Lalgarh, SIWAN, 841434, 9297954578
Contact Number	9297954578
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841434
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured and now operate under a unified arrangement using the IFSC code PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS transfers to branches that previously used UBGB or DBGB codes, use only the new IFSC PUNB0MBGB06. Transactions using old IFSCs will fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. The structure is fixed:

• First 4 characters — identify the bank (example: PUNB = Punjab National Bank).
• 5th character — always 0 (reserved for future use).
• Last 6 characters — identify the specific branch (alphanumeric).

Example: PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. The last six characters map to the branch identifier used by the bank.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your netbanking portal, mobile banking app or visit the bank branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (NEFT and IMPS are used for most amounts; RTGS is for high‑value, real‑time settlement — check your bank for minimums and availability.)
• Add beneficiary details: beneficiary name, account number, and the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Hariharpur Lalgarh.
• Verify the beneficiary details carefully before saving—account number and IFSC must match the recipient’s branch.
• Enter amount and any remarks. Confirm and authenticate the transfer using OTP, token or netbanking credentials as required.
• After submission, note the transaction reference number. Check the beneficiary account after the stated clearing time.

Benefits of Knowing the IFSC

• Ensures funds are routed accurately to the correct bank branch.
• Reduces failed or returned transactions, saving time and fees.
• Required for all electronic transfers (NEFT, RTGS, IMPS) and for adding beneficiaries online.
• Helps verify recipient details against chequebooks, passbooks and official bank records.
• Useful when filling forms for salary credits, vendor payments or government transfers.

Contact

Branch phone no: 9297954578

Branch Address: Hariharpur Lalgarh, SIWAN, 841434

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: How do I confirm the IFSC before making a transfer?

  A: Check the bank passbook or cheque leaf, call the branch number (9297954578), or confirm via your bank’s official netbanking/branch. For merged banks, use the unified IFSC PUNB0MBGB06.

• Q: What is the difference between IFSC and MICR?

  A: IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) code — here 800811002 — is used for cheque clearing in the MICR-based cheque processing system. They serve different clearing functions.

• Q: I used an old UBGB IFSC. Will the transfer go through?

  A: Old UBGB/DBGB IFSCs have been revoked after the merger. Transfers using those codes will likely fail or be returned. Use PUNB0MBGB06 for transactions now.

• Q: Can I use the branch code (100627) instead of IFSC?

  A: No. The numeric branch code is an internal identifier. For electronic payments you must use the 11-character IFSC.

• Q: If I enter a wrong IFSC but correct account number, what happens?

  A: The payment system routes by IFSC. A wrong IFSC can send funds to another branch or fail. Many banks validate IFSC + account number pair; if they don’t match, the transfer may be blocked. Always double-check both fields.