The Bihar Gramin Bank branch at Siswankala is located in Siwan district, Bihar (PIN 841236). This branch serves local customers for deposits, withdrawals, remittances and other retail banking services. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch in electronic clearing systems. Using the right IFSC ensures funds reach the intended account quickly and without error.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Siswankala |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100633 |
| Branch Address | Siswankala, SIWAN, 841236, 9297954468 |
| Contact Number | 9297954468 |
| City | SIWAN |
| District | SIWAN |
| Reason | SIWAN |
| Pincode | 841236 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and consolidated under Punjab National Bank (PNB). After the merger, the combined regional rural bank branches use the single IFSC PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches have been revoked. For any NEFT, RTGS or IMPS transaction, use only the new IFSC PUNB0MBGB06. Transactions sent to revoked/old IFSC codes may fail or be delayed.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic transfers. The structure is:
- First 4 characters: Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved).
- Last 6 characters: Branch identifier. Example in this IFSC: MBGB06 identifies the specific branch under PNB.
So, in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.
How to Use IFSC Code
Use the IFSC when you set up a bank-to-bank transfer. Steps differ slightly by channel but follow the same idea:
- Open your bank’s netbanking or mobile banking app, or visit the bank branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (RTGS is for high-value same-day transfers. NEFT settles in batches. IMPS is instant and available 24×7.)
- Select “Transfer to Other Bank” or “Add Beneficiary.”
- Enter beneficiary name and account number exactly as provided.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Siswankala branch.
- Verify MICR or branch details if prompted. Confirm and submit. For added security you may need an OTP or transaction PIN.
- Keep the reference number until the beneficiary confirms receipt.
Note: UPI transfers usually use virtual payment addresses and often do not require IFSC. But for account-based IMPS/NEFT/RTGS you must provide the IFSC.
Benefits of Knowing the IFSC
- Ensures funds go to the correct branch and account.
- Reduces failed or returned transactions.
- Makes adding beneficiaries faster and error-free.
- Required for online and mobile banking fund transfers (NEFT/RTGS/IMPS).
- Helps bank staff quickly verify branch details when you visit.
Contact
Branch Phone No: 9297954468
Branch Address: Siswankala, SIWAN, 841236
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. After the merger under Punjab National Bank, the valid IFSC for the Siswankala branch is PUNB0MBGB06. Old UBGB/DBGB IFSCs are revoked.
Q: How quickly do NEFT, RTGS and IMPS transfers arrive?
A: IMPS is instant (24×7). RTGS is real-time during RTGS hours and meant for higher amounts. NEFT settles in scheduled batches; many banks now offer near-real-time NEFT during business hours.
Q: Where can I find the IFSC on a cheque or passbook?
A: IFSC is usually printed on the cheque leaf (top-right or bottom-left) and on the first page of the passbook. If not visible, ask the branch or use the branch details above.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the account details, the transfer may fail or be routed to the wrong branch. Banks generally validate account number and IFSC; mismatches cause rejections or delays.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are alphanumeric but not case-sensitive. Entering PUNB0MBGB06 or punb0mbgb06 is treated the same by banking systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.