Bihar Gramin Bank Barkagaon IFSC Code

The Bihar Gramin Bank branch at Barkagaon is located in Barkagaon, Siwan district, Bihar (PIN 841226). This page gives the branch codes and practical details you need for digital transfers. The IFSC code is essential for NEFT, RTGS and IMPS transfers. Banks and payment systems use the IFSC to route money to the correct bank and branch. Entering the correct IFSC avoids failed transfers and delays.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Barkagaon
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100636
Branch Address	Barkagaon, SIWAN, 841226, 9297954425
Contact Number	9297954425
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841226
State	Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). Both sets of branches now use the single IFSC PUNB0MBGB06 (the code shown above). Old UBGB IFSC codes have been revoked. For any transfers to former UBGB or DBGB branches, use PUNB0MBGB06 only. Transfers sent to old IFSC codes will not be routed and may be returned.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. Its structure is fixed:

• First 4 characters – identify the bank (alphabetic). Example: PUNB for Punjab National Bank.
• 5th character – is always 0. It is reserved for future use.
• Last 6 characters – identify the specific branch (alphanumeric). Example: MBGB06 identifies the merged Gramin Bank branch series.

How to Use IFSC Code

Follow these steps when sending money by NEFT, RTGS or IMPS:

• Open your bank’s internet banking, mobile app or visit a branch kiosk.
• Choose the transfer type: NEFT, RTGS or IMPS.
• Enter beneficiary name exactly as on their account.
• Enter the beneficiary account number. Double-check digits.
• Enter the IFSC PUNB0MBGB06 for Barkagaon (or as provided by the beneficiary).
• Enter amount and purpose. Add any required remarks.
• Verify details on screen before confirming. A wrong IFSC can send money to the wrong branch or cause failure.
• Save the beneficiary if you will pay them again. Many banks require beneficiary registration for NEFT/RTGS.
• Note: NEFT and RTGS settlement rules, limits and charges vary by bank. IMPS is immediate and available 24×7 for small to medium amounts in most banks.

Benefits of Knowing the IFSC

• Accurate routing: Ensures the payment reaches the correct bank and branch.
• Faster settlement: Correct IFSC reduces delays and returns.
• Essential for digital payments: Needed for NEFT, RTGS and IMPS transactions.
• Helps reconciliation: Businesses and accountants use IFSC for record keeping.
• Reduces fraud risk: Verifying IFSC along with account number and beneficiary name lowers errors.

Contact

Branch Phone No: 9297954425

Branch Address: Barkagaon, SIWAN, 841226

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

• Q: How can I confirm the IFSC for Barkagaon branch?
  A: Use the IFSC shown above: PUNB0MBGB06. Confirm with the beneficiary or the branch phone number 9297954425 if unsure.
• Q: Can I use the old UBGB IFSC code for transfers?
  A: No. Old UBGB IFSC codes have been revoked after the merger. Use PUNB0MBGB06 for all transactions.
• Q: What is the difference between IFSC and MICR?
  A: IFSC routes electronic payments (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) helps in clearing physical cheques. Both identify branches, but for online transfers you need IFSC.
• Q: I entered a wrong IFSC. What should I do?
  A: Contact your bank immediately. If funds were debited but not delivered, your bank will trace and initiate a recovery or return. Keep transaction reference ready.
• Q: Is IFSC case-sensitive or format-sensitive?
  A: IFSC is not case-sensitive, but you must enter all 11 characters correctly (first 4 letters, 0, then 6 characters). Mistakes can cause failed transfers.