Bihar Gramin Bank Lahezi Bazar IFSC Code

Lahezi Bazar branch of Bihar Gramin Bank is located in Siwan district, Bihar (Pincode 841233). This branch handles retail and rural banking needs for the local community. For electronic fund transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential. The IFSC routes payments to the right bank and branch; an incorrect or missing IFSC can delay or block transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Lahezi Bazar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100638
Branch Address	Lahezi Bazar, SIWAN, 841233, 9504853255
Contact Number	9504853255
City	SIWAN
District	SIWAN
Reason	SIWAN
Pincode	841233
State	Bihar

Merger Update

This IFSC, PUNB0MBGB06, is issued under Punjab National Bank (PNB) for the merged rural bank entities. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated and now operate using the single IFSC PUNB0MBGB06 under Punjab National Bank’s administration. Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transaction, use only the new IFSC code PUNB0MBGB06; transfers using old codes will fail or be returned.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic payments. Its structure:

• First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — reserved and always 0.
• Last 6 characters — branch identifier (letters and/or digits). Example: MBGB06 identifies the particular branch.

So PUNB0MBGB06 splits as PUNB | 0 | MBGB06.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

• Step 1: Collect beneficiary details — account name, account number, bank name, branch name, and IFSC (PUNB0MBGB06).
• Step 2: Log in to your internet banking or mobile banking app, or visit a branch.
• Step 3: Choose the transfer type — NEFT, RTGS, or IMPS. (Use RTGS for high-value same-day clearing, NEFT for regular transfers, IMPS for instant 24×7 transfers.)
• Step 4: Enter beneficiary details including the IFSC exactly as provided. Even one wrong character can route the payment incorrectly.
• Step 5: Verify the beneficiary once added (many banks do a micro-authentication or display the branch name) before initiating the transfer.
• Step 6: Confirm and authorize the payment. Keep the transaction reference for tracking and reconciliation.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the correct branch.
• Prevents failed transfers and saves time on correction or refunds.
• Required for adding beneficiaries in netbanking and mobile apps.
• Useful for receiving salaries, subsidies, pension, and direct credits.
• Helps customer support locate transactions quickly using the exact branch code.

Contact

Branch Phone No: 9504853255
Branch Address: Lahezi Bazar, SIWAN, 841233
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC to transfer funds to Lahezi Bazar branch?

  A: No. Old UBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 for all electronic transfers.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the beneficiary bank and branch, the transfer may be rejected or returned. In some cases the funds might be routed to an unintended branch; resolving that can take time.

• Q: Is the IFSC required for IMPS?

  A: Yes. IMPS requires the beneficiary’s account number and IFSC (or MMID for some older setups). For bank-to-bank IMPS use the IFSC PUNB0MBGB06.

• Q: How can I verify that PUNB0MBGB06 is correct before sending money?

  A: Confirm the IFSC and branch name with the beneficiary or by calling the branch at 9504853255. Netbanking portals often show the branch name when you enter the IFSC — cross-check that it shows Lahezi Bazar, Siwan.

• Q: Are there charges for NEFT/RTGS/IMPS?

  A: Charges depend on your bank’s tariff and the transfer mode. RTGS is typically used for higher-value same-day transfers and may have different fees than NEFT or IMPS. Check your bank’s schedule of charges for exact amounts.