Kriti Kumari

Bihar Gramin Bank lets customers set up recurring debits in two common ways: the traditional ECS (Electronic Clearing Service) / NACH route and the newer digital e-mandate (electronic mandate) process. Both let a third party — a lender, insurer, utility company or mutual fund house — debit your account automatically. But whether you can do … Read more

If you want a safe place for jewellery, documents or other valuables, a bank locker is a simple option. Bihar Gramin Bank (BGB) offers locker facilities at many of its branches across rural and semi-urban Bihar. This article explains how those lockers work: where you can get one, what sizes exist, what you pay, the … Read more

Bank mergers in India often lead to changes in customer account details, especially the IFSC code used for online banking. One such change occurred with the amalgamation of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) into a single entity known as Bihar Gramin Bank, sponsored by Punjab National Bank (PNB). This … Read more

Bihar Gramin Bank, like many regional rural banks in India, links insurance products to its deposit and loan accounts. These linked schemes can include low-cost government plans and bank-arranged group covers for life, accident, health or loan protection. Knowing which plans are available, who qualifies, what they actually cover, and how to claim helps you … Read more

Bihar Gramin Bank offers multiple electronic payment options — UPI, IMPS, RTGS and NEFT — to move money quickly. Each option works differently, has different limits, and uses layered security. This article explains how those payment modes work at a practical level, what limits and charges you can expect, how to set them up and … Read more

Bihar Gramin Bank’s mPassbook is a mobile app that gives account holders a digital version of the paper passbook. It shows deposits, withdrawals, balance and transaction details on your phone. You do not need full internet banking to use it — the app uses the mobile number registered with the bank and an OTP to … Read more

The Bihar Gramin Bank mobile banking app has changed how many rural and semi-urban customers manage money. It brings core banking services to a smartphone. That reduces visits to branches and makes small daily banking tasks quick and secure. In this article I explain the app’s main features, how to set it up, the security … Read more

Bihar Gramin Bank internet banking gives you full access to your accounts from a browser. You can check balances, move money, pay recurring bills and get statements without a branch visit. Using net banking saves time and reduces paperwork. This article explains exactly what you can do, how the features work, how to register, key … Read more

Bihar Gramin Bank issues RuPay debit cards to customers for everyday banking. These cards let you withdraw cash, pay in stores, and shop online. Beyond convenience, the card includes several built-in protections. This article explains how the RuPay debit card from Bihar Gramin Bank protects you, what benefits it gives, who can get one, how … Read more