The Bihar Gramin Bank branch at Aashi is located in Darbhanga district, Bihar (PIN 847203). This branch serves local residents and businesses for deposits, withdrawals and electronic payments. For any online transfer — NEFT, RTGS or IMPS — you must use the correct IFSC code. The IFSC routes your payment to the exact bank and branch. Using a wrong code can delay or misroute funds, or require manual intervention to recover them.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Aashi |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100433 |
| Branch Address | Aashi, DARBHANGA, 847203, 9297955065 |
| Contact Number | 9297955065 |
| City | DARBHANGA |
| District | DARBHANGA |
| Reason | DARBHANGA |
| Pincode | 847203 |
| State | Bihar |
Merger Update
Important: The branch uses the IFSC PUNB0MBGB06 under Punjab National Bank. The regional rural banks in Bihar — including units previously operating as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been consolidated and now transact under the single IFSC PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS transfers to this branch, use only the new IFSC PUNB0MBGB06. Any payment attempted with an old or revoked IFSC may fail or require additional time to resolve.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies the bank and the exact branch in electronic payment systems. The structure is:
- First 4 characters: Bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character: Always the digit 0 (reserved for future use).
- Last 6 characters: Branch identifier. Example: MBGB06 for this consolidated Bihar Gramin Bank branch.
So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.
How to Use IFSC Code
Follow these steps when sending money via NEFT, RTGS or IMPS:
- Open your bank’s internet banking or mobile app, or visit a branch for offline service.
- Choose the transfer type (NEFT, RTGS or IMPS). IMPS is instant, NEFT and RTGS depend on bank processing rules.
- Add a new payee / beneficiary. Enter the beneficiary’s name exactly as on their account, the account number, and the IFSC PUNB0MBGB06.
- Confirm beneficiary details. Always verify the branch name (Aashi, Darbhanga) and the first few characters of IFSC to avoid mistakes.
- Enter the amount and any remarks. Authorize the payment using OTP or your bank’s authentication method.
- Keep the transaction reference number. Use it if you need to trace or query the transfer.
Benefits of Knowing the IFSC
- Precise routing: Ensures funds reach the exact branch (Aashi, Darbhanga) without manual intervention.
- Required for online transfers: Banks require IFSC for NEFT, RTGS and IMPS beneficiary setup.
- Speeds up resolution: If a transfer fails, having the correct IFSC and branch code helps the bank trace the money faster.
- Prevents errors: Matching IFSC to branch name reduces the chance of misdirected payments.
- Useful for verification: You can cross-check IFSC with MICR (800811002) and branch code (100433) when reconciling transactions.
Contact
Branch phone: 9297955065
Branch address: Aashi, DARBHANGA, 847203
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free number: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use only PUNB0MBGB06 for transfers to the Aashi branch.
Q: Where can I find the IFSC on my cheque or passbook?
A: The IFSC usually appears on the cheque leaf near the bank branch details and on the passbook cover or first page. If not visible, call the branch at 9297955065 to confirm.
Q: What happens if I enter a wrong IFSC but the correct account number?
A: If the IFSC mismatches the account number, the payment may be rejected or sent to a different branch. Banks typically validate both IFSC and account number together. Contact your bank with the transaction reference to trace and recover funds.
Q: Is IFSC the same as MICR?
A: No. IFSC routes electronic transfers. MICR (Magnetic Ink Character Recognition) helps process cheques in clearing systems. They serve different purposes. For electronic transfers use IFSC PUNB0MBGB06; MICR for cheque clearing is 800811002.
Q: Can I set up a beneficiary for IMPS using this IFSC?
A: Yes. Enter the beneficiary’s account number, name and IFSC PUNB0MBGB06 when adding a payee for IMPS. IMPS typically credits instantly, subject to bank operating rules and single-transaction limits set by your bank.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.