Bihar Gramin Bank AHIAPUR IFSC Code

The Bihar Gramin Bank branch at Ahiapur is located in Gaya district, Bihar (Pincode 824207). This branch serves local customers for deposits, withdrawals, and digital transfers. For electronic fund transfers such as NEFT, RTGS, and IMPS you must use the correct IFSC code. The IFSC identifies the bank and the exact branch so payments route correctly and quickly.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a unified structure under Punjab National Bank. The merged branches now use a single IFSC: PUNB0MBGB06. Old UBGB and DBGB IFSC codes are revoked. Use only the new IFSC code PUNB0MBGB06 for NEFT, RTGS, and IMPS transfers. Transactions attempted with old IFSC codes will fail or be rejected.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify banks and branches in electronic payments. The structure is fixed:

• First 4 characters: Bank identifier (e.g., PUNB for Punjab National Bank).
• 5th character: Always the digit 0 (reserved for future use).
• Last 6 characters: Branch identifier (unique to each branch, e.g., MBGB06).

Example: PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch code within the bank network.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking or mobile banking app. Select “Funds Transfer” or “Add Beneficiary.”
• Choose transfer type: NEFT (any amount, batch settlement), RTGS (generally for high-value payments), or IMPS (instant, 24×7 for smaller sums).
• Enter beneficiary name and account number exactly as provided by the recipient.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Ahiapur branch. Double-check characters — IFSC is not case-sensitive but must be correct.
• Confirm the branch name and city shown by your bank. If they match Gaya / Ahiapur, proceed.
• Enter amount and purpose. Review charges and limits. RTGS typically suits larger transfers; IMPS is instant and works outside banking hours.
• Authenticate (OTP, token, or password) and complete the transfer. Save the beneficiary only after verification if required by your bank.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account.
• Prevents failed or delayed transfers caused by wrong branch codes.
• Required for adding beneficiaries in netbanking and mobile apps.
• Makes reconciliation easier for businesses and individuals.
• Allows distinction between branches when multiple branches share similar names.

Contact

Branch Phone: 9771464214

Branch Address: AHIAPUR, Gaya, 824207

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC code for transfers?

  A: No. Old UBGB (and DBGB) IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is for electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is used for cheque clearing and is numeric (example: 800811002 for this branch).

• Q: What is the branch code and where is it used?

  A: The branch code for Ahiapur is 7214. Branch codes are part of the IFSC’s last six characters and can be used for internal bank identification and records.

• Q: What should I do if an NEFT/IMPS transfer fails?

  A: First, note the error message and transaction reference. Check the beneficiary account number and IFSC. Contact your bank with the reference and the branch contact (9771464214). If money was debited and not credited, banks usually reverse or refund within a few working days after reconciliation.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive. However, characters and digits must be correct. Typing errors can cause failures.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.