Bihar Gramin Bank Allalpatti IFSC Code

The Bihar Gramin Bank branch at Allalpatti serves the Darbhanga area in Bihar (PIN 846003). This page gives the branch details and the IFSC code used for electronic fund transfers. An accurate IFSC is essential when sending money via NEFT, RTGS or IMPS. Entering the correct IFSC ensures funds route to the right bank and branch and reduces delays or failed transactions.

Branch Details Table

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been restructured and their operations consolidated. Transactions for branches formerly under UBGB or DBGB must now use the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes are revoked. Do not use the old codes — they are invalid for NEFT, RTGS or IMPS. Always confirm you are using PUNB0MBGB06 for transfers to affected branches.

What is IFSC Code?

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers. The structure is fixed:

• First 4 characters: Bank code (alphabetic). Example: PUNB for Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06.

So the IFSC PUNB0MBGB06 breaks down as PUNB (bank) + 0 + MBGB06 (branch). The code is case-insensitive but enter it exactly without spaces when required.

How to Use IFSC Code

Follow these steps when sending or receiving funds:

• Open your bank’s internet banking or mobile app. For branch transfers, use the bank’s transfer form.
• Choose the transfer type: NEFT, RTGS or IMPS. NEFT and RTGS are used for bank-to-bank transfers; IMPS is instant via mobile or net banking.
• Enter beneficiary details: name, account number and IFSC. For this branch, enter PUNB0MBGB06.
• Double-check the account number and IFSC. A single digit error sends funds to the wrong account or causes rejection.
• Enter the amount, confirm charges (if any), and authorize the transaction (OTP or transaction PIN).
• Save the transaction reference number. Use it to track or dispute a transfer if needed.
• Note timing rules: NEFT/RTGS/IMPS are now available 24×7, but processing times and charges can vary by bank.

Benefits of Knowing the IFSC

• Ensures accurate routing of funds to the correct bank branch.
• Reduces failed transfers and delays caused by incorrect routing details.
• Simplifies adding a beneficiary in net banking or mobile apps.
• Required for official fund transfer methods: NEFT, RTGS and IMPS.
• Makes reconciliation easier for businesses and accountants.

Contact

Branch phone no: 9297955067

Branch Address: Allalpatti, DARBHANGA, 846003

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use any IFSC of Bihar Gramin Bank for Allalpatti branch transfers?

  A: No. You must use the exact IFSC for the Allalpatti branch: PUNB0MBGB06. Using a different branch IFSC can route funds elsewhere or cause rejection.

• Q: Are old UBGB or DBGB IFSCs still valid?

  A: No. Old UBGB and DBGB IFSC codes have been revoked after consolidation. Use the new IFSC PUNB0MBGB06 for affected branches.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the account number and bank, the transfer may fail or be returned. If funds are credited to a wrong account, recovery requires bank intervention and can take time.

• Q: Is IFSC required for UPI transfers?

  A: UPI payments use Virtual Payment Addresses (VPAs) and generally do not require IFSC. But for bank-to-bank NEFT/RTGS/IMPS outside UPI, IFSC is mandatory.

• Q: How can I verify this IFSC before sending money?

  A: Verify with the branch phone 9297955067, check bank-provided documents, or confirm within your bank’s beneficiary-addition screen. Always recheck account number and IFSC before finalizing the transfer.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.