The Bihar Gramin Bank AMIRGANJ branch serves customers in Amirganj village, Nalanda district, Bihar (PIN 803116). Knowing the correct IFSC code is essential for electronic fund transfers such as NEFT, RTGS and IMPS. The IFSC ensures your money is routed to the correct bank and branch. Using the wrong IFSC can delay transfers or cause rejection.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | AMIRGANJ |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7136 |
| Branch Address | AMIRGANJ, Nalanda, 803116, 9771464136 |
| Contact Number | 9771464136 |
| City | Nalanda |
| District | Nalanda |
| Reason | BIHARSHARIF |
| Pincode | 803116 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations now use the single IFSC code PUNB0MBGB06 under Punjab National Bank (PNB). Old UBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction, use the new IFSC PUNB0MBGB06. Transactions attempted with revoked UBGB codes will fail or be rejected by the clearing system.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code that uniquely identifies a bank branch for electronic transfers. The structure is:
- First 4 characters = bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character = reserved and is always 0.
- Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.
Note: The numeric Branch Code shown by the bank (for example 7136) may be used internally. For electronic clearing, use the full 11-character IFSC.
How to Use IFSC Code
Follow these steps to transfer funds using NEFT, RTGS or IMPS:
- Open your bank’s internet banking portal or mobile app. Alternatively, visit the branch for an outward transfer form.
- Select the transfer type: NEFT, RTGS or IMPS. Note: RTGS is meant for high-value transactions (usually ₹2,00,000 and above); banks may enforce their own limits for IMPS and NEFT.
- Add a beneficiary: enter the beneficiary name, account number and the IFSC code PUNB0MBGB06. Double-check spelling and digits.
- Save the beneficiary (you will usually receive an OTP to confirm). Some banks may impose a cooling period before first use.
- Initiate the transfer: enter amount and transfer reason, verify details and authorize using OTP or transaction PIN.
- After submission, note the transaction reference. For failed transfers, contact your bank and provide reference and timestamps.
Offline example: fill the NEFT/RTGS slip at the branch and write the IFSC PUNB0MBGB06 in the beneficiary bank/branch field.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic funds to the exact branch.
- Prevents delays and failed transactions caused by incorrect branch identification.
- Needed for adding beneficiaries in netbanking and mobile banking apps.
- Required for inward remittances and for receiving payments from employers or third parties.
- Helps customer service teams locate your branch quickly when you provide the code.
Contact
Branch Phone No: 9771464136
Branch Address: AMIRGANJ, Nalanda, 803116
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Can I use any old UBGB IFSC for transfers?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for successful transactions.
Q: Which transfers require IFSC?
A: NEFT, RTGS and IMPS transfers to a bank branch require the IFSC. UPI transfers use a virtual payment address (VPA) and do not require IFSC.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the wrong IFSC points to a different branch, the transfer may go to an unintended branch and may fail customer name validation. If the IFSC is invalid, the clearing network will reject the transaction. Always confirm both IFSC and account number.
Q: How quickly do NEFT, RTGS and IMPS transfers reach the beneficiary?
A: IMPS is immediate (real time), available 24×7 and is typically instant. RTGS is real time for high-value payments and processes during bank RTGS hours. NEFT processes in batch cycles (timing depends on bank settlement windows). Exact timings depend on bank cut-offs and public holidays.
Q: Where can I verify the IFSC for this branch?
A: Verify IFSC on your bank passbook, cheque leaf, bank statement or by calling the branch at 9771464136. When in doubt, confirm with the head office at the given address or toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.