Bihar Gramin Bank Amlori IFSC Code

The Bihar Gramin Bank’s Amlori branch is located in Siwan, Bihar. For anyone needing to transfer funds using online methods like NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) for this specific branch is essential. This unique 11-character code ensures that your money reaches the right bank and branch account without any issues.

Branch Details

Detail	Information
Bank Name	Bihar Gramin Bank
Branch Name	Amlori
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100655
Branch Address	Amlori, SIWAN, 841226, 9297954415
Contact Number	9297954415
City	SIWAN
District	SIWAN
Pincode	841226
State	Bihar

Merger Update

Bihar Gramin Bank was formed through the merger of two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This consolidation aimed to streamline banking operations and services across the state. Following this merger, and with Punjab National Bank (PNB) as its sponsor bank, all branches of the newly formed Bihar Gramin Bank now operate under a unified IFSC code structure. The IFSC code for the Amlori branch is PUNB0MBGB06.

It is crucial to understand that any old IFSC codes previously used for branches under Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank have been revoked and are no longer valid for transactions. To ensure successful fund transfers, you must always use the new, consolidated IFSC code, such as PUNB0MBGB06, for all Bihar Gramin Bank transactions.

What is IFSC Code?

The IFSC, or Indian Financial System Code, is an 11-character alpha-numeric code that uniquely identifies every bank branch participating in online fund transfers within India. This code is crucial for processing electronic transactions like NEFT, RTGS, and IMPS, as it directs the money to the correct bank and specific branch.

The 11 characters of the IFSC code follow a specific structure:

• The first four characters represent the bank name. For example, in PUNB0MBGB06, “PUNB” stands for Punjab National Bank, the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and acts as a control digit.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” uniquely identifies the Amlori branch of Bihar Gramin Bank.

How to Use IFSC Code

Using the IFSC code is a straightforward process when you are making online fund transfers. Here’s how it generally works for different types of transactions:

For NEFT (National Electronic Funds Transfer):

1. Log in to your bank’s internet banking portal or mobile banking app.
2. Go to the “Fund Transfer” section.
3. Select “NEFT” as the transfer type.
4. Add the beneficiary (the person you are sending money to). You will need their name, account number, and the IFSC code (PUNB0MBGB06 for Amlori branch).
5. Enter the amount you wish to transfer and confirm the details.

For RTGS (Real Time Gross Settlement):

1. Access your bank’s online banking platform.
2. Navigate to the “Fund Transfer” area.
3. Choose “RTGS” as the transfer method.
4. Provide the beneficiary’s details, including their name, account number, and the correct IFSC code (PUNB0MBGB06).
5. Input the transfer amount. RTGS is typically for larger transactions.
6. Review and confirm the payment.

For IMPS (Immediate Payment Service):

1. Open your mobile banking app or internet banking.
2. Select “IMPS” for instant transfers.
3. You can transfer funds using either the beneficiary’s Mobile Number & MMID (Mobile Money Identifier) or their Account Number & IFSC code (PUNB0MBGB06).
4. Enter the amount and proceed with the transfer.

Always double-check the IFSC code and account number before confirming any transaction to avoid sending money to the wrong recipient.

Benefits

Knowing the correct IFSC code for your bank branch, or for the beneficiary’s branch, offers several important benefits:

• Ensures Accuracy: It directs funds to the precise branch and account, preventing errors in transfers.
• Enables Electronic Transfers: It is mandatory for all major online fund transfer systems like NEFT, RTGS, and IMPS.
• Saves Time: Correct use of the IFSC code facilitates quick processing of transactions, often within minutes for IMPS or a few hours for NEFT/RTGS.
• Increases Security: It adds a layer of verification, ensuring that funds are transferred to legitimate bank accounts.
• Simplifies Banking: It makes it easier to conduct banking operations from anywhere, reducing the need to visit physical branches for transfers.

Contact

For inquiries related to the Amlori branch of Bihar Gramin Bank, you can use the following contact details:

Branch Phone Number: 9297954415

Branch Address: Amlori, SIWAN, 841226, Bihar

Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-Free Number: 18001807777

FAQs

Q1: Is the IFSC code for Bihar Gramin Bank Amlori branch permanent?

A1: While IFSC codes are generally stable, they can change if there’s a merger, acquisition, or restructuring within the banking system. The current code PUNB0MBGB06 is valid following the merger that formed Bihar Gramin Bank and its sponsorship by Punjab National Bank.

Q2: Can I use an old IFSC code from Uttar Bihar Gramin Bank for the Amlori branch?

A2: No, you cannot. After the merger that formed Bihar Gramin Bank, all old IFSC codes belonging to the former Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were revoked. You must use the new, consolidated IFSC code, PUNB0MBGB06, for all transactions involving the Amlori branch.

Q3: What should I do if my online transfer fails due to an incorrect IFSC code?

A3: If a transfer fails due to an incorrect IFSC code, the money is typically reversed to your account within a few hours or one to two working days, as the system cannot locate the specified beneficiary branch. You should re-attempt the transaction using the correct IFSC code, PUNB0MBGB06, and verify all beneficiary details.

Q4: Where can I find the IFSC code on my bank passbook or checkbook?

A4: The IFSC code is usually printed on your bank passbook, often on the first page along with your account details. It is also printed on cheque leaves, typically at the top or bottom of the cheque, next to the cheque number and MICR code.

Q5: Is MICR code the same as IFSC code?

A5: No, MICR (Magnetic Ink Character Recognition) code is different from IFSC code. The MICR code is a 9-digit numerical code printed on cheques, primarily used for processing paper cheques. The IFSC code, an 11-character alpha-numeric code, is used for electronic fund transfers like NEFT, RTGS, and IMPS.