The AMTHUA branch of Bihar Gramin Bank is located in the Buxar district of Bihar. For any online money transfers to an account in this branch, you need a specific code called the Indian Financial System Code (IFSC). This 11-character code is essential for routing funds correctly through systems like National Electronic Funds Transfer (NEFT), Real-Time Gross Settlement (RTGS), and Immediate Payment Service (IMPS). Without the correct IFSC code, your transaction will not be processed.
Bihar Gramin Bank, AMTHUA Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | AMTHUA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | MBGB06 |
| Branch Address | AMTHUA, Buxar, 802119, Bihar |
| Contact Number | 7091596950 |
| City | Buxar |
| District | Buxar |
| Region | BHABHUA |
| Pincode | 802119 |
| State | Bihar |
Important Merger Update
Previously, Bihar had two regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have since merged to form a single entity, now known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB).
Because of this merger, all old IFSC codes belonging to the former UBGB and DBGB branches have been discontinued. Only the new IFSC codes, which start with ‘PUNB’ (the code for the sponsor bank), are valid. Using an old code will result in a failed transaction. For the AMTHUA branch, the only correct IFSC code to use is PUNB0MBGB06.
What is an IFSC Code?
The IFSC code is a unique 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to every bank branch participating in the electronic funds transfer network. It ensures that money is sent to the correct branch. The structure is always the same:
- First 4 Characters: These represent the bank’s name. For Bihar Gramin Bank, this is PUNB, which stands for its sponsor, Punjab National Bank.
- Fifth Character: This is always a zero (0). It is reserved for future use.
- Last 6 Characters: This part identifies the specific branch. For the AMTHUA branch, the code is MBGB06.
How to Use the IFSC Code for Fund Transfers
Using the IFSC code for an online transfer is straightforward. When you add a new payee or beneficiary in your net banking or mobile banking app, you will be asked for the following details:
- Beneficiary Name: The full name of the person or entity as it appears on their bank account.
- Beneficiary Account Number: The complete and correct bank account number of the recipient.
- Bank Name: Select ‘Bihar Gramin Bank’.
- Branch Name: Select ‘AMTHUA’.
- IFSC Code: Enter PUNB0MBGB06.
After entering these details, you can proceed with your NEFT, RTGS, or IMPS transaction. Double-checking the IFSC code and account number is crucial to avoid errors.
Benefits of Using the Correct IFSC Code
- Ensures Accuracy: The code directs your money to the exact bank branch, eliminating guesswork and reducing errors.
- Prevents Failed Transactions: Using the correct IFSC is a primary requirement for electronic transfers. An incorrect code will cause the transaction to be rejected.
- Speeds Up Transfers: With the right code, the automated systems can process your request quickly without manual intervention or delays.
- Enables Digital Banking: It is the backbone of all major online payment systems in India, including NEFT, RTGS, and IMPS.
Contact Information
For any questions or assistance, you can contact the branch directly or the bank’s head office.
AMTHUA Branch
Address: AMTHUA, Buxar, 802119, Bihar
Phone: 7091596950
Bihar Gramin Bank Head Office
Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-Free Number: 18001807777
Frequently Asked Questions
1. Why does the Bihar Gramin Bank IFSC code start with ‘PUNB’?
The IFSC code reflects the sponsor bank. Bihar Gramin Bank is sponsored by Punjab National Bank (PNB), so its IFSC codes begin with ‘PUNB’.
2. Can I still use my old Dakshin Bihar Gramin Bank (DBGB) IFSC code?
No. All old IFSC codes from the pre-merger banks (DBGB and UBGB) are invalid. You must use the new code, PUNB0MBGB06, for the AMTHUA branch to ensure your transaction is successful.
3. What happens if I enter the wrong IFSC code?
If you enter an incorrect IFSC code, the transaction will likely be rejected and the money will be credited back to your account within a few hours or days. In rare cases, if the wrong code matches another existing branch, the funds could be misdirected, causing a significant delay in recovery.
4. Is the IFSC code the same for all branches of Bihar Gramin Bank?
No, each branch of Bihar Gramin Bank has its own unique IFSC code. The last six characters are different for every branch to ensure funds are routed to the specific location.
5. Where can I find the IFSC code for my branch?
You can find the IFSC code printed on your bank-issued chequebook and passbook. It is also available on the official Bihar Gramin Bank website.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.