Bihar Gramin Bank Andar IFSC Code

The Bihar Gramin Bank branch in Andar, located in the Siwan district of Bihar, serves a vital role for its community. When you need to send or receive money electronically, whether through NEFT, RTGS, or IMPS, understanding the Indian Financial System Code (IFSC) for this specific branch is crucial. This unique code ensures your funds reach the correct bank and branch without errors, making your transactions smooth and secure.

Branch Details

Here are the complete details for the Bihar Gramin Bank branch in Andar:

Bank Name	Bihar Gramin Bank
Branch Name	Andar
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100681
Branch Address	Andar, SIWAN, 841231, 9546893090
Contact Number	9546893090
City	SIWAN
District	SIWAN
Region	SIWAN
Pincode	841231
State	Bihar

Merger Update

For those familiar with regional rural banks in Bihar, it is important to note a significant merger. Previously, there were Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have merged to form a single entity: Bihar Gramin Bank. This newly formed bank operates under the sponsorship of Punjab National Bank (PNB).

As a result of this merger, all branches of the erstwhile Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank now use a unified IFSC code structure. The common IFSC code, such as PUNB0MBGB06 for the Andar branch, is now universally applied across all branches of Bihar Gramin Bank. It is crucial to understand that any old IFSC codes previously used by UBGB or DBGB branches have been revoked and are no longer valid for transactions. Always use the new, standardized IFSC code for any fund transfers to or from Bihar Gramin Bank accounts to avoid any transaction failures.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify all bank branches participating in electronic funds transfers in India. It is a unique identifier for each bank branch and is essential for online banking transactions.

The structure of the IFSC code is straightforward:

• The first four characters represent the name of the bank. For example, “PUNB” stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a ‘0’ (zero). This is kept as a control character for future use.
• The last six characters uniquely identify the specific bank branch. In the case of PUNB0MBGB06, “MBGB06” refers to the Andar branch within the Bihar Gramin Bank network.

How to Use an IFSC Code

Using the IFSC code is a standard part of initiating various electronic fund transfer methods. Here’s how it generally works for NEFT, RTGS, and IMPS:

1. Gather Receiver Details: Before you start, you’ll need the beneficiary’s full name, account number, bank name, and the correct IFSC code for their specific branch.
2. Log In to Your Bank’s Online Platform: Access your net banking portal or mobile banking app.
3. Select Transfer Type: Choose the type of transfer you wish to make:
   • NEFT (National Electronic Funds Transfer): Suitable for transfers of any amount, processed in batches.
   • RTGS (Real Time Gross Settlement): Ideal for high-value transfers (minimum ₹2 lakh), processed individually in real-time.
   • IMPS (Immediate Payment Service): For instant transfers, available 24/7.
4. Add Beneficiary: If it’s a new receiver, you will need to add them as a beneficiary. During this process, you will enter their account number and the IFSC code (PUNB0MBGB06 for Bihar Gramin Bank Andar). The system typically verifies the bank and branch name once the IFSC is entered correctly.
5. Initiate Transfer: Once the beneficiary is added (or if they are already saved), select them, enter the amount you wish to send, and confirm the transaction. The IFSC code ensures your money goes to the right place.

Benefits of Knowing Your IFSC Code

Having easy access to your bank’s IFSC code, like PUNB0MBGB06 for the Andar branch, offers several practical advantages:

• Accurate Fund Transfers: It guarantees that money sent electronically reaches the intended beneficiary’s specific bank branch without error.
• Enabled Online Transactions: The IFSC code is mandatory for all major electronic fund transfer systems, including NEFT, RTGS, and IMPS, allowing you to move money conveniently from anywhere.
• Faster Processing: By accurately identifying the destination branch, the IFSC code helps speed up the processing of your financial transactions.
• Secure Banking: It adds a layer of security by ensuring that funds are routed only to verified and legitimate bank branches.
• Receiving Funds: If someone needs to send you money via NEFT, RTGS, or IMPS, they will require your bank’s IFSC code along with your account number.

Contact Information

Should you need to get in touch with the Bihar Gramin Bank Andar branch or the head office, here are the details:

• Andar Branch Phone Number: 9546893090
• Andar Branch Address: Andar, SIWAN, 841231, Bihar
• Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about Bihar Gramin Bank and its IFSC code:

Q1: What if I use an old IFSC code for a Bihar Gramin Bank transaction?

A1: If you use an old IFSC code from Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank, your transaction will likely fail. The system will not recognize the old code, and the transfer will not go through. Always use the current unified IFSC code, like PUNB0MBGB06, for Bihar Gramin Bank branches.

Q2: Is Bihar Gramin Bank a government bank?

A2: Bihar Gramin Bank is a Regional Rural Bank (RRB) jointly owned by the Government of India, the Government of Bihar, and its sponsor bank, Punjab National Bank. So, it operates with government backing.

Q3: How can I find the IFSC code for another Bihar Gramin Bank branch?

A3: You can find the IFSC code for other Bihar Gramin Bank branches on the bank’s official website, your bank passbook or cheque book, or by using reliable third-party financial websites. You can also contact your branch directly.

Q4: What is the significance of ‘PUNB’ in the IFSC code PUNB0MBGB06?

A4: ‘PUNB’ at the beginning of the IFSC code signifies Punjab National Bank. This indicates that Bihar Gramin Bank is sponsored by Punjab National Bank and operates under its framework.

Q5: Can I transfer money to a Bihar Gramin Bank account from a different bank using IMPS?

A5: Yes, you can absolutely transfer money to a Bihar Gramin Bank account from any other bank using IMPS, provided the sending bank supports IMPS and you have the correct account number and IFSC code (PUNB0MBGB06 for the Andar branch) of the beneficiary.