Bihar Gramin Bank ARIAWAN IFSC Code

The Bihar Gramin Bank branch at Ariawan serves customers in Buxar district, Bihar. For sending or receiving funds to this branch via NEFT, RTGS, or IMPS you must use the correct IFSC code. The IFSC identifies the bank and the exact branch in electronic payment systems and ensures money reaches the intended account without delays.

Branch Details

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. All former UBGB and DBGB IFSC codes have been revoked. The consolidated IFSC code to use for transactions to this branch is PUNB0MBGB06. Only this new IFSC is valid for NEFT, RTGS and IMPS transfers. Using an old UBGB/DBGB IFSC may cause failed or returned transactions.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used for electronic fund transfers. Its structure is fixed:

• First 4 characters: alphabetic bank identifier (e.g., PUNB = Punjab National Bank).
• 5th character: always 0 (reserved for future use).
• Last 6 characters: branch identifier (alphanumeric), specific to the branch (e.g., MBGB06 in PUNB0MBGB06).

How to Use IFSC Code

Follow these steps when you make an online transfer (NEFT, RTGS, IMPS):

• Open your bank’s netbanking or mobile app and choose the transfer type (NEFT/RTGS/IMPS).
• Add payee/beneficiary details: name, account number, and IFSC code (PUNB0MBGB06 for this branch).
• Double-check the IFSC and account number. A single wrong character can route funds incorrectly or cause failure.
• Enter the transfer amount and purpose. Confirm the transaction with OTP or transaction password.
• Save or note the transaction reference. Check with the beneficiary if funds are not credited within the expected time window.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the exact branch.
• Reduces delays and failed transfers caused by incorrect branch identification.
• Required for adding payees in netbanking and mobile banking apps.
• Helps verify branch identity along with MICR and branch code for cheque processing.
• Essential during bank mergers when old codes get revoked and replaced.

Contact

Branch Phone: 9771464007

Branch Address: ARIAWAN, Buxar, 802119

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers to this branch?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all electronic transfers.

• Q: How do I verify the IFSC before adding a beneficiary?

  A: Check the bank’s printed documents (cheque leaf), the branch details table above, or confirm with the branch phone (9771464007). Always recheck the code before saving a new beneficiary.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match a valid branch, the transfer will typically fail or be returned. If it maps to another branch, funds could be credited to the wrong account. Report errors to your bank immediately.

• Q: Are NEFT, RTGS and IMPS all available for this branch using the IFSC?

  A: Yes. Use the IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Ariawan branch. Select the appropriate transfer type in your banking app.

• Q: Who do I contact if a transfer to this IFSC is delayed?

  A: First contact your remitting bank with the transaction reference. You can also call the branch at 9771464007 or the head office toll-free number 18001807777 for follow-up.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.