Bihar Gramin Bank AURANGABAD IFSC Code

Bihar Gramin Bank AURANGABAD IFSC Code

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Aurangabad in Bihar (pin code 824101) is a district headquarters in the state’s south-central region. This branch of Bihar Gramin Bank serves local households, small businesses and agricultural customers. For any electronic fund transfer — NEFT, RTGS or IMPS — the IFSC code identifies the exact branch and ensures money routes to the right account. Using the correct IFSC reduces failed transfers, delays and reconciliation work.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name AURANGABAD
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 7086
Branch Address AURANGABAD, Aurangabad, 824101, 9771464086
Contact Number 9771464086
City Aurangabad
District Aurangabad
Reason AURANGABAD
Pincode 824101
State Bihar

Merger Update

Important: Bihar Gramin Bank uses the IFSC code PUNB0MBGB06, which is mapped under Punjab National Bank’s sponsorship. If you previously used codes from Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that these banks were consolidated. The merged entity now uses the single IFSC PUNB0MBGB06 for transactions. Old UBGB/DBGB IFSC codes have been revoked; only the new IFSC is valid for NEFT/RTGS/IMPS transfers. Always confirm the current IFSC before initiating large or time-sensitive transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch in India for electronic payments.

  • Characters 1–4: Bank identifier. Example: PUNB = Punjab National Bank.
  • Character 5: Always 0 (reserved for future use).
  • Characters 6–11: Branch code. Example: in PUNB0MBGB06, MBGB06 identifies the specific branch.

How to Use IFSC Code

  • Open your bank’s netbanking, mobile banking or visit the branch. Select transfer mode: NEFT, RTGS or IMPS.
  • Choose “Add Beneficiary” (or similar). Enter beneficiary name exactly as on their account.
  • Enter beneficiary account number and the IFSC: PUNB0MBGB06. Double-check characters and case.
  • Save beneficiary. The bank may require validation or a cooling period (varies by bank).
  • Initiate the transfer: select saved beneficiary, enter amount and purpose, then authorize (OTP/transaction password/MPIN).
  • NEFT: suitable for routine transfers; transactions are processed in settlement batches (now available round-the-clock at many banks).
  • RTGS: used for large-value, near real-time transfers. Banks may set minimum limits—confirm with your bank before use.
  • IMPS: immediate 24×7 transfer for small and medium amounts via mobile/IMPS channels.
  • After transfer, keep the transaction reference/UTR for tracking and reconciliation.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch and account without manual intervention.
  • Reduces failed transactions and related reversal delays.
  • Required for NEFT/RTGS/IMPS and many online payment forms.
  • Speeds reconciliation when you keep IFSC with beneficiary records (useful for businesses).
  • Helps customer service identify and trace transactions quickly using the IFSC + UTR.

Contact

Branch phone: 9771464086

Branch address: AURANGABAD, Aurangabad, 824101

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

  • Q: What is the IFSC code for Bihar Gramin Bank Aurangabad branch?

    A: The current IFSC is PUNB0MBGB06.

  • Q: Can I use the MICR code instead of IFSC for online transfers?

    A: No. MICR (800811002) is used for cheque processing. For NEFT/RTGS/IMPS you must use the IFSC code.

  • Q: I have an old UBGB/DBGB IFSC — is it still valid?

    A: No. Old UBGB/DBGB IFSC codes have been revoked after merger. Use PUNB0MBGB06 for all electronic transfers to this branch.

  • Q: How long will a transfer to this IFSC take?

    A: IMPS is instant (seconds). RTGS is near real-time. NEFT settles in batches (many banks now offer 24×7 NEFT). Actual timing depends on the sending bank, transaction type and any verification holds.

  • Q: What should I do if I enter the wrong IFSC?

    A: If the IFSC points to a non-existent branch, the transfer will likely fail and the amount will be returned. If it points to a valid but wrong branch/account, contact your bank immediately with the transaction UTR to initiate trace and reversal. Keep proof of correct beneficiary details handy.

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